What Counts As Income For Medi-cal? Income-based Medi-Cal considers most earned and unearned income to determine eligibility; let income-partners.net guide you. We provide the insights you need to navigate Medi-Cal requirements effectively. Explore various income qualifications and partnership opportunities.
1. What Is Income-Based Medi-Cal And How Does It Work?
Income-based Medi-Cal is a California health coverage program for individuals and families with limited income. Eligibility primarily depends on income level, with specific thresholds based on family size and certain other requirements. This program ensures that those who meet the criteria receive access to necessary healthcare services, fostering a healthier community.
Income-based Medi-Cal is designed to provide healthcare coverage to California residents with low incomes. According to the California Department of Health Care Services, eligibility is primarily determined by income, but factors such as age, family size, and disability status can also play a role. This type of Medi-Cal counts both earned and unearned income, but some income sources are exempt. For example, Supplemental Security Income (SSI) benefits and certain retirement contributions are not counted towards the income limit. As of 2024, individuals aged 19-64 can qualify if their family income is at or below 138% of the Federal Poverty Level (FPL), which is $21,597 for an individual and $44,367 for a family of four. Children aged 18 or younger can qualify if their family income is at or below 266% of the FPL. Pregnant individuals have their own set of income criteria under Medi-Cal for Pregnant Women. Notably, income-based Medi-Cal does not have a resource limit, which means the amount of money or other resources you have does not affect your eligibility.
2. What Types Of Income Are Considered For Medi-Cal Eligibility?
Medi-Cal considers various income sources, including wages, salaries, self-employment income, unemployment benefits, Social Security, pensions, interest, and dividends. However, some income types, such as SSI and specific retirement contributions, are exempt. Understanding which income counts is crucial for accurate eligibility assessment.
Medi-Cal considers various forms of both earned and unearned income when determining eligibility. Earned income includes wages, salaries, tips, and net earnings from self-employment. Unearned income encompasses sources such as Social Security benefits, pensions, unemployment insurance, disability payments, interest, dividends, and rental income. According to the California Department of Health Care Services, most types of income are counted unless specifically excluded by federal or state law. However, certain types of income are exempt, including Supplemental Security Income (SSI) benefits, some contributions to retirement accounts, and specific payments made to Native Americans. Additionally, certain work-related expenses and income set aside for specific purposes, such as Achieving a Better Life Experience (ABLE) accounts for individuals with disabilities, may also be excluded. Understanding the precise types of income that count toward Medi-Cal eligibility is crucial for accurately assessing one’s eligibility and avoiding potential issues with coverage.
3. What Types Of Income Are Exempt From Medi-Cal Eligibility Calculations?
Certain income types are exempt from Medi-Cal eligibility calculations, including Supplemental Security Income (SSI), some retirement contributions, specific payments to Native Americans, and certain work-related expenses. These exemptions help ensure that vulnerable populations can access healthcare without undue financial burden.
Supplemental Security Income (SSI) benefits are one of the primary types of income exempt from Medi-Cal eligibility calculations. According to the Social Security Administration, SSI is a federal income supplement program designed to help aged, blind, and disabled people who have little or no income and resources. Because SSI is intended to provide a basic level of financial support for these vulnerable populations, it is not counted as income for Medi-Cal eligibility purposes. Additionally, some contributions to retirement accounts, such as 401(k) plans and IRAs, may be excluded, though the specific rules can be complex and may depend on the type of retirement account and whether the funds are being withdrawn. Certain payments made to Native Americans, including per capita distributions from tribal resources and payments for certain cultural or religious activities, are also exempt. Finally, certain work-related expenses, such as impairment-related work expenses (IRWEs) for individuals with disabilities, may be deducted from earned income, reducing the amount of income that is counted for Medi-Cal eligibility. These exemptions play a crucial role in ensuring that vulnerable populations can access healthcare coverage without facing undue financial hardship.
4. How Does Earned Income Affect Medi-Cal Eligibility?
Earned income, including wages, salaries, and self-employment income, can affect Medi-Cal eligibility by increasing the total countable income. However, certain deductions and disregards may apply, potentially reducing the impact on eligibility. Understanding these factors is crucial for accurately determining Medi-Cal eligibility.
Earned income includes any compensation received for work performed, such as wages, salaries, tips, and net earnings from self-employment. The impact of earned income on Medi-Cal eligibility depends on the specific Medi-Cal program and the individual’s circumstances. According to the California Department of Health Care Services, income-based Medi-Cal generally counts most types of earned income, but certain deductions and disregards may apply. For example, the Working Disabled Program (WDP) has specific income limits and calculation methods that allow individuals with disabilities to work and still maintain Medi-Cal coverage. Under the WDP, certain impairment-related work expenses (IRWEs) may be deducted from gross earnings, reducing the countable income. Additionally, the program may disregard certain amounts of earned income to incentivize employment. It’s crucial to accurately report all sources of earned income and any applicable deductions or disregards to ensure correct eligibility determination. Resources like income-partners.net can offer guidance on navigating these complexities and understanding how earned income impacts Medi-Cal eligibility in various scenarios.
5. How Does Unearned Income Affect Medi-Cal Eligibility?
Unearned income, such as Social Security benefits, pensions, and investment income, can affect Medi-Cal eligibility by increasing the total countable income. While some unearned income is exempt, most types are considered when determining eligibility. Understanding how unearned income impacts Medi-Cal is essential for accurate assessment.
Unearned income includes income received without working, such as Social Security benefits, pensions, unemployment insurance, disability payments, interest, dividends, and rental income. The impact of unearned income on Medi-Cal eligibility depends on the specific Medi-Cal program and individual circumstances. According to the California Department of Health Care Services, most types of unearned income are counted unless specifically excluded by federal or state law. However, certain types of unearned income are exempt, such as Supplemental Security Income (SSI) benefits. For programs like Aged & Disabled Federal Poverty Level Medi-Cal (A&D FPL), the countable income limit is $1,800 per month for an individual and $2,433 for a couple. If unearned income, along with any countable earned income, exceeds these limits, eligibility may be affected. It’s important to accurately report all sources of unearned income to ensure correct eligibility determination. Consulting resources like income-partners.net can provide valuable assistance in navigating these complexities and understanding how unearned income impacts Medi-Cal eligibility under different scenarios.
6. What Are The Income Limits For Medi-Cal Based On Family Size?
Income limits for Medi-Cal vary based on family size, with higher limits for larger families. For example, as of 2024, an individual can qualify with an income at or below 138% of the Federal Poverty Level (FPL), while a family of four can qualify with an income at or below the same percentage of the FPL, which translates to $44,367.
Income limits for Medi-Cal eligibility vary based on family size and the specific Medi-Cal program. According to the California Department of Health Care Services, income-based Medi-Cal for adults aged 19-64 has an income limit of 138% of the Federal Poverty Level (FPL). As of 2024, this translates to $21,597 for an individual and $44,367 for a family of four. For children aged 18 or younger, the income limit is higher, set at 266% of the FPL. Pregnant individuals have their own income criteria under Medi-Cal for Pregnant Women, which may be different from the standard income limits. Other Medi-Cal programs, such as Aged & Disabled Federal Poverty Level Medi-Cal (A&D FPL) and Medi-Cal’s Working Disabled Program (WDP), have their own specific income limits and calculation methods. For A&D FPL, the countable income limit is $1,800 per month for an individual and $2,433 for a couple. The WDP has a countable income limit of 250% of the FPL, but also allows for certain deductions and disregards. Understanding the specific income limits for each Medi-Cal program based on family size is crucial for determining eligibility. Resources like income-partners.net can help clarify these requirements and assist individuals in navigating the complexities of Medi-Cal eligibility.
7. How Does Self-Employment Income Affect Medi-Cal Eligibility?
Self-employment income affects Medi-Cal eligibility by increasing the total countable income. Medi-Cal considers net earnings from self-employment, which is gross income minus business expenses. Accurate reporting of income and expenses is crucial for determining eligibility.
Self-employment income, which includes earnings from operating a business or working as an independent contractor, affects Medi-Cal eligibility by increasing the total countable income. According to the California Department of Health Care Services, Medi-Cal considers net earnings from self-employment when determining eligibility. Net earnings are calculated by subtracting allowable business expenses from gross income. These expenses may include costs for supplies, equipment, advertising, and other necessary business-related expenditures. Accurate and detailed records of income and expenses are crucial for accurately determining eligibility. Individuals who are self-employed should maintain thorough documentation to support their income and expense claims. Additionally, they may want to seek guidance from a tax professional or benefits counselor to ensure they are correctly reporting their income and maximizing any available deductions. Resources like income-partners.net can also provide valuable information on navigating the complexities of self-employment income and its impact on Medi-Cal eligibility.
8. Are Unemployment Benefits Considered Income For Medi-Cal Eligibility?
Yes, unemployment benefits are generally considered income for Medi-Cal eligibility. These benefits are included in the total countable income used to determine whether an individual or family meets the income requirements for Medi-Cal coverage.
Unemployment benefits are generally considered income for Medi-Cal eligibility purposes. According to the California Department of Health Care Services, most types of income are counted unless specifically excluded by federal or state law. Unemployment benefits, which are payments made to individuals who have lost their job and are actively seeking re-employment, are typically included in the total countable income used to determine whether an individual or family meets the income requirements for Medi-Cal coverage. These benefits are considered unearned income, as they are not compensation for work performed. It’s important for individuals receiving unemployment benefits to accurately report these payments when applying for or renewing their Medi-Cal coverage. Failure to report unemployment benefits or other sources of income could result in inaccurate eligibility determinations or potential issues with coverage. Resources like income-partners.net can provide helpful information on understanding how unemployment benefits and other forms of income impact Medi-Cal eligibility.
9. How Do Retirement Account Withdrawals Affect Medi-Cal Eligibility?
Retirement account withdrawals can affect Medi-Cal eligibility by increasing the total countable income. Distributions from retirement accounts, such as 401(k)s and IRAs, are generally considered income in the month they are received, potentially impacting eligibility.
Retirement account withdrawals can affect Medi-Cal eligibility by increasing the total countable income in the month the withdrawal is made. Distributions from retirement accounts, such as 401(k)s, IRAs, and other tax-deferred savings plans, are generally considered income when received. According to the California Department of Health Care Services, most types of income are counted unless specifically excluded by federal or state law. However, the impact of retirement account withdrawals on Medi-Cal eligibility can depend on the specific Medi-Cal program and the individual’s circumstances. For example, income-based Medi-Cal generally counts most types of income, but other programs, such as Aged & Disabled Federal Poverty Level Medi-Cal (A&D FPL), have specific income limits and calculation methods. It’s important for individuals considering retirement account withdrawals to understand how these distributions may impact their Medi-Cal eligibility and to plan accordingly. Consulting resources like income-partners.net and seeking guidance from a financial advisor or benefits counselor can help individuals navigate these complexities and make informed decisions about their retirement savings and healthcare coverage.
10. Are Social Security Benefits Counted As Income For Medi-Cal Eligibility?
Yes, Social Security benefits are generally counted as income for Medi-Cal eligibility. Both Social Security Retirement benefits and Social Security Disability Insurance (SSDI) are considered income and can impact eligibility.
Social Security benefits are generally counted as income for Medi-Cal eligibility purposes. According to the California Department of Health Care Services, most types of income are counted unless specifically excluded by federal or state law. Social Security benefits, including both Social Security Retirement benefits and Social Security Disability Insurance (SSDI), are considered income and can impact eligibility for various Medi-Cal programs. However, Supplemental Security Income (SSI) benefits are an exception and are not counted as income for Medi-Cal eligibility. The impact of Social Security benefits on Medi-Cal eligibility can depend on the specific Medi-Cal program and the individual’s circumstances. For example, income-based Medi-Cal generally counts most types of income, but other programs, such as Aged & Disabled Federal Poverty Level Medi-Cal (A&D FPL) and Medi-Cal’s Working Disabled Program (WDP), have their own specific income limits and calculation methods. It’s important for individuals receiving Social Security benefits to accurately report these payments when applying for or renewing their Medi-Cal coverage. Resources like income-partners.net can provide valuable information on understanding how Social Security benefits and other forms of income impact Medi-Cal eligibility under different scenarios.
11. How Do Spousal Income And Assets Affect Medi-Cal Eligibility?
Spousal income and assets can affect Medi-Cal eligibility, particularly for programs with income limits. In general, a portion of a spouse’s income may be considered available to the applicant, potentially impacting eligibility. However, specific rules vary based on the Medi-Cal program.
Spousal income and assets can affect Medi-Cal eligibility, particularly for programs with income and asset limits. According to the California Department of Health Care Services, Medi-Cal eligibility rules vary depending on the specific Medi-Cal program and the individual’s circumstances. For programs with income limits, such as Aged & Disabled Federal Poverty Level Medi-Cal (A&D FPL), a portion of a spouse’s income may be considered available to the applicant, potentially impacting eligibility. The amount of spousal income that is counted can depend on factors such as the couple’s living arrangements and whether both spouses are applying for Medi-Cal. For programs with asset limits, such as SSI-linked Medi-Cal, the combined assets of both spouses are considered when determining eligibility. However, since January 1, 2024, Medi-Cal resource limits were completely removed for Medi-Cal through A&D FPL, the Working Disabled Program (WDP), and ABD–MN, as well as Medicare Savings Programs (MSPs). Understanding the specific rules regarding spousal income and assets is crucial for accurately assessing Medi-Cal eligibility. Consulting resources like income-partners.net and seeking guidance from a benefits counselor can help individuals navigate these complexities and understand how spousal income and assets may impact their Medi-Cal coverage.
12. How Are Alimony And Child Support Payments Treated For Medi-Cal Eligibility?
Alimony payments received are generally considered income for Medi-Cal eligibility, while child support payments received are typically excluded. Understanding how these payments are treated is important for accurate eligibility determination.
Alimony and child support payments are treated differently for Medi-Cal eligibility purposes. According to the California Department of Health Care Services, alimony payments received are generally considered income and are included in the total countable income used to determine Medi-Cal eligibility. Alimony, also known as spousal support, is a payment made by one spouse to another after a divorce or separation. On the other hand, child support payments received are typically excluded from income for Medi-Cal eligibility. Child support is intended to support the needs of a child, and therefore, it is not counted as income for the parent receiving the payments. Understanding how alimony and child support payments are treated is important for accurately assessing Medi-Cal eligibility and ensuring compliance with reporting requirements. It’s essential to accurately report alimony payments received and to provide documentation verifying the receipt of child support payments. Resources like income-partners.net can provide helpful information on navigating these complexities and understanding how different types of income impact Medi-Cal eligibility.
13. Are Veteran’s Benefits Counted As Income For Medi-Cal Eligibility?
Veteran’s benefits are generally counted as income for Medi-Cal eligibility. However, some specific benefits may be exempt, depending on the program and individual circumstances. Understanding which benefits count is crucial for accurate eligibility assessment.
Veteran’s benefits are generally counted as income for Medi-Cal eligibility purposes. According to the California Department of Health Care Services, most types of income are counted unless specifically excluded by federal or state law. Veteran’s benefits, including compensation for service-connected disabilities, pensions, and educational assistance, are typically included in the total countable income used to determine whether an individual or family meets the income requirements for Medi-Cal coverage. However, some specific veteran’s benefits may be exempt, depending on the program and individual circumstances. For example, certain payments made to Native American veterans or their dependents may be excluded. The impact of veteran’s benefits on Medi-Cal eligibility can depend on the specific Medi-Cal program and the individual’s circumstances. It’s important for veterans receiving benefits to accurately report these payments when applying for or renewing their Medi-Cal coverage. Consulting resources like income-partners.net and seeking guidance from a benefits counselor can help veterans navigate these complexities and understand how their benefits may impact their Medi-Cal eligibility.
14. How Do Lump-Sum Payments Affect Medi-Cal Eligibility?
Lump-sum payments, such as inheritances or settlements, can affect Medi-Cal eligibility by increasing available assets or income. The impact depends on the specific Medi-Cal program and whether the lump-sum is considered income or an asset.
Lump-sum payments, such as inheritances, lottery winnings, or legal settlements, can affect Medi-Cal eligibility by increasing available assets or income. The impact of a lump-sum payment on Medi-Cal eligibility depends on the specific Medi-Cal program and whether the lump-sum is considered income or an asset. According to the California Department of Health Care Services, a lump-sum payment may be considered income in the month it is received, potentially affecting eligibility for programs with income limits. If the lump-sum is retained beyond the month it is received, it may be considered an asset, which could impact eligibility for programs with asset limits. However, since January 1, 2024, Medi-Cal resource limits were completely removed for Medi-Cal through A&D FPL, the Working Disabled Program (WDP), and ABD–MN, as well as Medicare Savings Programs (MSPs). It’s important for individuals receiving lump-sum payments to understand how these payments may impact their Medi-Cal eligibility and to plan accordingly. Consulting resources like income-partners.net and seeking guidance from a financial advisor or benefits counselor can help individuals navigate these complexities and make informed decisions about their finances and healthcare coverage.
15. What Documentation Is Needed To Verify Income For Medi-Cal Eligibility?
To verify income for Medi-Cal eligibility, applicants typically need to provide documentation such as pay stubs, tax returns, Social Security statements, and bank statements. These documents help confirm the amount and source of income, ensuring accurate eligibility determination.
To verify income for Medi-Cal eligibility, applicants typically need to provide documentation that confirms the amount and source of income. According to the California Department of Health Care Services, the specific documentation required can depend on the type of income and the individual’s circumstances. Common types of documentation include:
- Pay stubs: These provide proof of wages or salaries earned from employment.
- Tax returns: These show annual income from all sources, including wages, self-employment, and investments.
- Social Security statements: These verify the amount of Social Security benefits received.
- Bank statements: These can show income from interest, dividends, or other sources.
- Self-employment records: These include ledgers, invoices, and other documents that verify income and expenses from self-employment.
It’s important for applicants to gather all necessary documentation and to provide accurate and complete information to the Medi-Cal agency. Failure to provide adequate documentation or to accurately report income could result in delays in processing the application or potential issues with coverage. Resources like income-partners.net can provide helpful information on understanding the documentation requirements for Medi-Cal eligibility and ensuring compliance with reporting requirements.
16. How Does Living Situation Affect Medi-Cal Income Eligibility?
Living situation can affect Medi-Cal income eligibility, as household composition and living arrangements can influence the income limits and how income is counted. For example, living with family members may result in their income being considered, impacting overall eligibility.
Living situation can affect Medi-Cal income eligibility, as household composition and living arrangements can influence the income limits and how income is counted. According to the California Department of Health Care Services, the income limits for Medi-Cal eligibility vary based on family size, which includes all individuals living in the same household who are related by blood, marriage, or adoption. When determining income eligibility, the income of all family members may be considered, depending on their relationship to the applicant and their age. For example, if an individual is living with their spouse or dependent children, the income of those family members may be counted towards the household’s total income. However, if an individual is living with roommates or other unrelated individuals, only their own income is considered. The specific rules regarding how living situation affects Medi-Cal income eligibility can be complex and may depend on the specific Medi-Cal program and the individual’s circumstances. Consulting resources like income-partners.net and seeking guidance from a benefits counselor can help individuals navigate these complexities and understand how their living situation may impact their Medi-Cal coverage.
17. What Are The Medi-Cal Income Reporting Requirements?
Medi-Cal recipients must report changes in income promptly to ensure accurate eligibility. This includes reporting new employment, changes in wages, or any other income source. Failure to report changes can result in penalties or loss of coverage.
Medi-Cal recipients are required to report changes in income promptly to ensure accurate eligibility. According to the California Department of Health Care Services, recipients must report any changes that could affect their eligibility, including changes in income, household composition, or other relevant circumstances. This includes reporting new employment, changes in wages or salary, receipt of unemployment benefits, or changes in income from other sources such as Social Security, pensions, or investments. Recipients are typically required to report these changes within a certain timeframe, such as 10 days or one month, depending on the specific Medi-Cal program. Failure to report changes in income or other relevant circumstances could result in penalties, such as repayment of benefits received in error, or loss of Medi-Cal coverage. It’s important for Medi-Cal recipients to understand their reporting responsibilities and to comply with these requirements to maintain their eligibility and avoid potential issues with their coverage. Resources like income-partners.net can provide helpful information on understanding the Medi-Cal income reporting requirements and ensuring compliance with these requirements.
18. How Do Gifts And Donations Affect Medi-Cal Eligibility?
Gifts and donations received are generally considered income for Medi-Cal eligibility, unless they meet specific exemptions. Large or recurring gifts can impact eligibility, while small, infrequent gifts may be disregarded. Understanding these rules is crucial for accurate reporting.
Gifts and donations received are generally considered income for Medi-Cal eligibility purposes, unless they meet specific exemptions. According to the California Department of Health Care Services, the treatment of gifts and donations can depend on their value, frequency, and intended use. Large or recurring gifts may be considered income and could impact eligibility for programs with income limits. On the other hand, small, infrequent gifts may be disregarded, especially if they are used for specific purposes such as medical expenses or educational costs. However, since January 1, 2024, Medi-Cal resource limits were completely removed for Medi-Cal through A&D FPL, the Working Disabled Program (WDP), and ABD–MN, as well as Medicare Savings Programs (MSPs). It’s important for Medi-Cal applicants and recipients to accurately report any gifts or donations received and to provide documentation verifying the source, amount, and intended use of the funds. Consulting resources like income-partners.net and seeking guidance from a benefits counselor can help individuals navigate these complexities and understand how gifts and donations may impact their Medi-Cal coverage.
19. What Resources Are Available To Help Understand Medi-Cal Income Eligibility?
Several resources are available to help understand Medi-Cal income eligibility, including the California Department of Health Care Services, county social services agencies, and community-based organizations. These resources provide information, guidance, and assistance with navigating Medi-Cal requirements.
Several resources are available to help individuals understand Medi-Cal income eligibility requirements and navigate the application process. According to the California Department of Health Care Services, these resources include:
- California Department of Health Care Services (DHCS): The DHCS website provides comprehensive information on Medi-Cal eligibility requirements, covered services, and how to apply.
- County Social Services Agencies: Each county in California has a social services agency that can provide assistance with Medi-Cal eligibility and enrollment.
- Community-Based Organizations: Many community-based organizations offer free or low-cost assistance with Medi-Cal eligibility and enrollment.
- Certified Enrollment Counselors: These trained professionals can provide personalized assistance with understanding Medi-Cal eligibility requirements and completing the application process.
- income-partners.net: This website offers valuable resources and information on income-related aspects of Medi-Cal eligibility, helping individuals understand how different types of income impact their coverage.
By utilizing these resources, individuals can gain a better understanding of Medi-Cal income eligibility requirements and ensure they are receiving the coverage they need.
20. How Can I Appeal A Medi-Cal Eligibility Determination Based On Income?
You can appeal a Medi-Cal eligibility determination based on income by requesting a hearing with the California Department of Social Services. You must submit your appeal within a specific timeframe and provide documentation to support your case.
If you disagree with a Medi-Cal eligibility determination based on income, you have the right to appeal the decision. According to the California Department of Social Services, the appeals process typically involves the following steps:
- Notice of Action: You will receive a written notice from the Medi-Cal agency explaining the eligibility determination and the reasons for the decision.
- Request for Hearing: If you disagree with the decision, you must submit a written request for a hearing within a specific timeframe, typically 60 days from the date of the notice.
- Preparation: Gather any documentation or evidence that supports your case, such as pay stubs, tax returns, or other income verification documents.
- Hearing: Attend the hearing, where you will have the opportunity to present your case and explain why you believe the eligibility determination was incorrect.
- Decision: The administrative law judge will review the evidence and issue a written decision.
If you are not satisfied with the decision of the administrative law judge, you may have the right to appeal the decision to a higher court. Consulting with a legal aid organization or attorney can help you understand your rights and navigate the appeals process effectively. Remember, resources like income-partners.net can offer insights into the income-related aspects of Medi-Cal eligibility, which can be useful when preparing your appeal.
Navigating Medi-Cal eligibility can be intricate, especially when dealing with various income sources. We encourage you to explore income-partners.net for further information and partnership opportunities that can help you better understand and manage your income while accessing essential healthcare coverage. Contact us today at Address: 1 University Station, Austin, TX 78712, United States. Phone: +1 (512) 471-3434. Website: income-partners.net to discover how we can assist you in maximizing your income potential and securing valuable partnerships.
FAQ: What Counts as Income for Medi-Cal?
- Question 1: What is considered income for Medi-Cal eligibility?
Most earned and unearned income counts for Medi-Cal, including wages, salaries, self-employment income, Social Security, and pensions. - Question 2: Are there any types of income that Medi-Cal doesn’t count?
Yes, Supplemental Security Income (SSI) benefits and some retirement contributions are not counted. - Question 3: How do unemployment benefits affect my Medi-Cal eligibility?
Unemployment benefits are generally considered income and can affect your eligibility. - Question 4: Does self-employment income count towards Medi-Cal eligibility?
Yes, net earnings from self-employment (gross income minus business expenses) are considered income. - Question 5: What if I receive alimony or child support?
Alimony is generally counted as income, while child support payments received are typically excluded. - Question 6: Are Social Security benefits considered income for Medi-Cal?
Yes, both Social Security Retirement benefits and Social Security Disability Insurance (SSDI) are counted as income. - Question 7: How do retirement account withdrawals affect my Medi-Cal eligibility?
Withdrawals from retirement accounts are generally considered income in the month they are received. - Question 8: What if I receive a lump-sum payment, like an inheritance?
Lump-sum payments can affect eligibility by increasing available assets or income, depending on the specific program. - Question 9: How do gifts and donations affect Medi-Cal eligibility?
Gifts and donations are generally considered income unless they meet specific exemptions. - Question 10: Where can I find more information about what counts as income for Medi-Cal?
Explore income-partners.net, the California Department of Health Care Services, or consult a benefits planner for more information.
