What Are The Income Limits For Extra Help With Medicare?

Are you seeking ways to lower your prescription drug expenses? What Are The Income Limits For Extra Help With Medicare? The Extra Help program, also known as the Low-Income Subsidy (LIS), is here to assist. Income-partners.net provides extensive resources to help you navigate eligibility requirements and discover partnership opportunities that can boost your income and ensure you qualify for these valuable benefits. Explore strategic partnerships and income-boosting strategies to navigate Medicare Extra Help confidently and maximize your financial well-being, focusing on financial assistance and eligibility criteria.

1. What is Medicare Extra Help and How Does It Work?

Medicare Extra Help, also known as the Low-Income Subsidy (LIS) program, assists people with limited income and resources in paying for their Medicare prescription drug costs. It helps cover premiums, deductibles, and copayments associated with Medicare Part D (prescription drug) plans.

Answer: Medicare Extra Help, or the Low-Income Subsidy (LIS), is a federal program designed to assist individuals with limited income and resources in affording prescription drugs under Medicare Part D. This crucial program helps cover costs like premiums, deductibles, and copayments, making medications more accessible and affordable. The Medicare Part D plan can be complex. Medicare Extra Help significantly lowers these costs, providing financial relief to eligible beneficiaries. This assistance ensures that those who need medications can access them without facing undue financial hardship.

To truly understand the importance of Extra Help, it’s essential to delve into the specifics of Medicare Part D. Medicare Part D is an optional program that helps cover prescription drug costs for Medicare beneficiaries. However, these plans often come with premiums, deductibles, and copayments, which can be a significant financial burden for individuals with limited incomes.

Extra Help bridges this gap by providing financial assistance to those who qualify, making prescription drugs more affordable and accessible.

Here’s a breakdown of how Extra Help works:

• Reduced Premiums: Extra Help can significantly lower the monthly premium you pay for your Medicare Part D plan. In some cases, you may even pay no premium at all.

• Lower Deductibles: The deductible is the amount you must pay out-of-pocket before your Medicare Part D plan starts covering your prescription drug costs. Extra Help can substantially reduce or even eliminate this deductible.

• Lower Copayments: Copayments are the fixed amounts you pay for each prescription you fill. With Extra Help, your copayments will be significantly lower than what you would pay without assistance.

• No Coverage Gap: Medicare Part D has a coverage gap, also known as the “donut hole,” where you may have to pay a larger share of your prescription drug costs. Extra Help eliminates this coverage gap, ensuring you continue to receive assistance throughout the year.

The benefits of Medicare Extra Help are substantial. It can significantly lower your out-of-pocket prescription drug costs, making medications more affordable and accessible. This financial assistance can improve your health outcomes and overall quality of life.

2. What are the Specific Income Limits for Medicare Extra Help in 2024?

To qualify for Extra Help, individuals must meet specific income and resource limits, which are updated annually. For 2024, the income limits are $1,903 per month for individuals and $2,575 per month for married couples.

Answer: For eligibility in 2024, the income limits are $1,903 monthly for individuals and $2,575 monthly for married couples. These thresholds are crucial for determining who can access this financial aid for prescription drug costs. Income limits are a primary factor in determining eligibility for Extra Help. These limits are set by the Social Security Administration (SSA) and are updated annually to reflect changes in the cost of living.

It’s essential to understand what counts as income when determining eligibility. The SSA considers various sources of income, including:

• Wages: Income earned from employment.
• Self-Employment Income: Earnings from running a business.
• Social Security Benefits: Retirement, disability, and survivor benefits.
• Pensions and Annuities: Regular payments received from retirement plans.
• Investment Income: Dividends, interest, and capital gains.
• Rental Income: Income earned from renting out property.
• Unemployment Benefits: Payments received while unemployed.
• Workers’ Compensation: Benefits received for work-related injuries.
• Veterans’ Benefits: Payments received from the Department of Veterans Affairs.

It’s important to note that certain types of income are not counted towards the income limit, such as Supplemental Security Income (SSI) benefits, state assistance based on need, and certain types of veterans’ benefits.

In addition to the income limits, there are also resource limits that individuals must meet to qualify for Extra Help. Resources include assets such as:

• Bank Accounts: Checking and savings accounts.
• Stocks and Bonds: Investments in the stock market.
• Mutual Funds: Pooled investments managed by a professional.
• Retirement Accounts: IRAs, 401(k)s, and other retirement savings plans.
• Real Estate: Property other than your primary residence.

For 2024, the resource limits are $17,220 for individuals and $34,360 for married couples. Similar to income, certain resources are not counted towards the resource limit, such as your primary residence, personal belongings, and one car.

Meeting both the income and resource limits is crucial for qualifying for Extra Help. However, there are some exceptions to these rules. For example, if you receive assistance from certain state programs, such as Medicaid or a Medicare Savings Program, you may automatically qualify for Extra Help, regardless of your income and resources.

3. What Assets are Considered When Determining Eligibility for Extra Help?

When determining eligibility for Extra Help, assets like savings accounts, stocks, and bonds are considered. The resource limits for 2024 are $17,220 for individuals and $34,360 for couples.

Answer: In determining Extra Help eligibility, assets such as savings accounts, stocks, and bonds are taken into account. For 2024, the resource limits are $17,220 for individuals and $34,360 for couples. Being mindful of these limits is essential for those seeking to benefit from this program. The Social Security Administration (SSA) examines an applicant’s assets to ensure that the program benefits those with genuine financial need. Understanding which assets are considered and which are exempt is crucial for accurate assessment and effective planning.

The following assets are generally considered when determining eligibility for Extra Help:

• Bank Accounts: This includes checking accounts, savings accounts, and certificates of deposit (CDs). The total value of all bank accounts is counted towards the resource limit.
• Stocks and Bonds: Investments in stocks, bonds, and mutual funds are considered assets. The current market value of these investments is used to determine their value.
• Retirement Accounts: Funds held in retirement accounts, such as IRAs and 401(k)s, are typically counted as resources. However, there may be some exceptions, particularly if the funds are not readily accessible.
• Real Estate: Any real estate you own, other than your primary residence, is considered an asset. The market value of the property, minus any outstanding mortgages or liens, is counted towards the resource limit.
• Other Investments: Other types of investments, such as annuities, trusts, and life insurance policies with a cash value, are also considered resources.

However, certain assets are typically excluded from the resource calculation:

• Primary Residence: Your primary residence is generally not counted as a resource, regardless of its value.
• Personal Belongings: Personal belongings, such as clothing, furniture, and household items, are not considered resources.
• One Vehicle: One vehicle, regardless of its value, is usually excluded from the resource calculation.
• Burial Funds: Funds specifically set aside for burial expenses are often excluded, up to a certain limit.
• Life Insurance Policies: Term life insurance policies and life insurance policies with a face value of $1,500 or less are typically not counted as resources.
• State and Federal Tax Refunds: These are generally not considered resources for 12 months following receipt.

If you are close to the resource limit, you may want to consider strategies to reduce your countable assets. Some common strategies include:

• Paying Down Debt: Using excess funds to pay down debts, such as credit card balances or mortgages, can reduce your countable assets.
• Making Home Improvements: Investing in home improvements can increase the value of your primary residence, which is not counted as a resource.
• Purchasing Exempt Assets: Consider purchasing assets that are exempt from the resource calculation, such as burial funds or certain types of life insurance policies.

4. How Do I Apply for Medicare Extra Help?

You can apply for Extra Help online through the Social Security Administration’s website or by calling Social Security at 1-800-772-1213.

Answer: Applying for Medicare Extra Help can be done online via the Social Security Administration’s website or by calling Social Security at 1-800-772-1213. The application process is straightforward and designed to assist those who need help with prescription drug costs. Applying for Extra Help is a relatively straightforward process, and the Social Security Administration (SSA) provides multiple avenues for individuals to apply. You can choose the method that is most convenient for you.

Here are the steps involved in applying for Extra Help:

1. Gather Necessary Information: Before you begin the application process, it’s helpful to gather the necessary information, including:

• Social Security Number: Your Social Security number and the Social Security numbers of your spouse and any dependents.
• Medicare Card: Your Medicare card, which contains your Medicare number.
• Income Information: Information about your income, such as wages, Social Security benefits, pensions, and investment income.
• Resource Information: Information about your resources, such as bank accounts, stocks, bonds, and real estate.
• Prescription Drug Information: A list of the prescription drugs you take, including the names, dosages, and frequency.

2. Choose Your Application Method: You can apply for Extra Help using one of the following methods:

• Online: The easiest and most convenient way to apply is online through the Social Security Administration’s website. Simply visit the SSA website and search for “Extra Help application.”
• Phone: You can also apply for Extra Help by calling Social Security at 1-800-772-1213. A representative will guide you through the application process over the phone.
• In-Person: If you prefer to apply in person, you can visit your local Social Security office. However, it’s recommended to call ahead to schedule an appointment.
• Mail: You can also request a paper application by calling Social Security or visiting your local office. Once you receive the application, fill it out completely and mail it back to the SSA.

3. Complete the Application: Regardless of the method you choose, you will need to complete the Extra Help application form. The application will ask for information about your income, resources, and prescription drug costs. Be sure to answer all questions accurately and completely.

4. Provide Documentation: You may need to provide documentation to support your application, such as proof of income, bank statements, and investment statements. The SSA will let you know what documentation is required.

5. Submit Your Application: Once you have completed the application and gathered the necessary documentation, submit it to the SSA using your chosen method.

6. Wait for a Decision: After you submit your application, the SSA will review it and make a decision about your eligibility for Extra Help. This process can take several weeks or even months, so be patient.

7. Appeal if Denied: If your application is denied, you have the right to appeal the decision. The SSA will provide you with information about the appeals process.

5. What Happens if My Income is Slightly Over the Limit?

Even if your income is slightly above the limit, you may still qualify for partial Extra Help. Contact Social Security to discuss your situation.

Answer: Even with income slightly exceeding the threshold, partial Extra Help might be available. It’s advisable to contact Social Security to explore your specific circumstances. The rules surrounding Extra Help eligibility can be complex, and there are situations where individuals with income slightly above the stated limits may still qualify for some level of assistance. Social Security offers a tiered system of support based on income and asset levels.

Here’s how you might still qualify for partial Extra Help:

• Sliding Scale: Social Security uses a sliding scale to determine the level of Extra Help you receive. This means that even if your income is slightly above the limit, you may still be eligible for a reduced level of assistance. The amount of assistance you receive will depend on how far above the income limit you are.

• Deductions for Medical Expenses: In some cases, you may be able to deduct certain medical expenses from your income when applying for Extra Help. This can lower your countable income and potentially make you eligible for a higher level of assistance. Deductible medical expenses may include health insurance premiums, prescription drug costs, and other out-of-pocket healthcare expenses.

• Exceptions for Certain Types of Income: Certain types of income may not be counted towards the income limit, such as Supplemental Security Income (SSI) benefits, state assistance based on need, and certain types of veterans’ benefits. If you receive any of these types of income, they may not affect your eligibility for Extra Help.

• Automatic Enrollment: Some individuals are automatically enrolled in Extra Help if they receive assistance from certain state programs, such as Medicaid or a Medicare Savings Program. If you are enrolled in one of these programs, you may automatically qualify for Extra Help, regardless of your income.

• Changes in Circumstances: If your income has recently decreased due to job loss, retirement, or other factors, you may now be eligible for Extra Help, even if you were not eligible in the past. It’s important to contact Social Security to update your information and reapply for Extra Help if your circumstances have changed.

To determine whether you qualify for partial Extra Help, it’s best to contact Social Security directly. A representative can assess your specific situation and provide you with accurate information about your eligibility.

When you contact Social Security, be prepared to provide information about your income, resources, and medical expenses. The representative will use this information to determine whether you qualify for Extra Help and, if so, the level of assistance you will receive.

6. What if I Have High Medical Expenses?

Social Security may consider high medical expenses when determining eligibility for Extra Help. Be sure to include documentation of these expenses with your application.

Answer: If you have substantial medical expenses, Social Security might consider them when evaluating your Extra Help eligibility. Including documentation of these expenses with your application is essential. The Social Security Administration (SSA) recognizes that high medical expenses can significantly impact an individual’s ability to afford prescription drugs. Therefore, they may take these expenses into account when determining eligibility for Extra Help.

Here’s how high medical expenses can affect your eligibility for Extra Help:

• Deduction from Income: The SSA may allow you to deduct certain medical expenses from your income when calculating your eligibility for Extra Help. This can lower your countable income and potentially make you eligible for a higher level of assistance.

• Types of Deductible Expenses: The types of medical expenses that can be deducted from your income may vary, but generally include:

  • Health insurance premiums
  • Prescription drug costs
  • Doctor’s visits
  • Hospital stays
  • Dental care
  • Vision care
  • Mental health services
  • Long-term care expenses
  • Medical equipment and supplies
  • Transportation costs to and from medical appointments

• Documentation is Key: To have your medical expenses considered, you must provide documentation to support your claims. This may include:

  • Medical bills
  • Prescription receipts
  • Insurance statements
  • Letters from your doctor

• How to Include Documentation: When you apply for Extra Help, be sure to include copies of your medical bills, receipts, and other documentation with your application. You should also write a letter explaining your high medical expenses and how they impact your ability to afford prescription drugs.

• Considerations for Long-Term Care: If you have significant long-term care expenses, such as those associated with a nursing home or assisted living facility, the SSA may take these expenses into account when determining your eligibility for Extra Help. Long-term care expenses can be substantial and can significantly impact your ability to afford prescription drugs.

• Professional Advice: If you have high medical expenses and are unsure how they may affect your eligibility for Extra Help, it’s best to seek professional advice. You can contact a benefits counselor, a financial advisor, or an attorney who specializes in Medicare and Social Security benefits.

7. Are There Any Exceptions to the Income and Resource Limits for Extra Help?

Yes, individuals enrolled in Medicaid, Supplemental Security Income (SSI), or a Medicare Savings Program (MSP) automatically qualify for Extra Help, regardless of their income and resources.

Answer: Yes, enrollment in Medicaid, Supplemental Security Income (SSI), or a Medicare Savings Program (MSP) grants automatic qualification for Extra Help, irrespective of income and resource levels. These exceptions streamline access to vital prescription drug assistance. Certain populations are deemed automatically eligible for Extra Help due to their existing participation in other government assistance programs. This automatic enrollment simplifies the application process and ensures that those most in need receive the assistance they deserve.

Here are the specific exceptions to the income and resource limits for Extra Help:

• Medicaid: Individuals who are enrolled in Medicaid, a joint federal and state program that provides healthcare coverage to low-income individuals and families, automatically qualify for Extra Help. This is because Medicaid already provides comprehensive healthcare coverage, including prescription drugs.

• Supplemental Security Income (SSI): Individuals who receive Supplemental Security Income (SSI), a federal program that provides cash assistance to aged, blind, and disabled individuals with limited income and resources, also automatically qualify for Extra Help. SSI recipients are considered to have very low incomes and resources, making them eligible for Extra Help.

• Medicare Savings Programs (MSPs): Individuals who are enrolled in a Medicare Savings Program (MSP), a state-administered program that helps Medicare beneficiaries with low incomes pay for their Medicare costs, also automatically qualify for Extra Help. There are several types of MSPs, each with different income and resource limits. However, all MSP enrollees are eligible for Extra Help.

If you are enrolled in Medicaid, SSI, or an MSP, you do not need to apply separately for Extra Help. You will be automatically enrolled in the program and will receive a letter from Social Security confirming your enrollment.

Even if you are not automatically enrolled in Extra Help, you may still qualify if you meet the income and resource limits. The income and resource limits for Extra Help are updated annually, so it’s important to check the current limits to see if you qualify.

8. How Does the Inflation Reduction Act Affect Medicare Extra Help?

The Inflation Reduction Act (IRA) expands eligibility for the Part D Low Income Subsidy (LIS), also called Extra Help. This means more people may qualify for assistance with their prescription drug costs.

Answer: The Inflation Reduction Act (IRA) broadens eligibility for the Part D Low Income Subsidy (LIS), also known as Extra Help, potentially enabling more individuals to receive aid with prescription drug expenses. This expansion reflects a commitment to making healthcare more affordable. The Inflation Reduction Act (IRA), signed into law in 2022, includes several provisions that aim to lower healthcare costs for Americans, including those related to Medicare. One of the key provisions of the IRA is the expansion of eligibility for the Part D Low Income Subsidy (LIS), also known as Extra Help.

Here’s how the IRA affects Medicare Extra Help:

• Expanded Eligibility: The IRA expands eligibility for Extra Help by increasing the income limits for the program. This means that more people with modest incomes may now qualify for assistance with their prescription drug costs.

• Lower Prescription Drug Costs: The IRA also includes provisions that will lower prescription drug costs for Medicare beneficiaries, including those who receive Extra Help. For example, the IRA allows Medicare to negotiate prices for certain high-cost drugs, which will lower costs for everyone.

• Elimination of the Coverage Gap: The IRA eliminates the coverage gap, also known as the “donut hole,” in Medicare Part D. This means that beneficiaries will no longer have to pay the full cost of their prescription drugs once they reach the coverage gap. Extra Help recipients already did not have to pay the full cost of their prescription drugs.

• Cap on Insulin Costs: The IRA caps the cost of insulin at $35 per month for Medicare beneficiaries. This will help people with diabetes afford the insulin they need to manage their condition.

• Increased Access to Vaccines: The IRA increases access to vaccines for Medicare beneficiaries. Vaccines are now covered under Medicare Part D with no cost-sharing.

The changes made by the IRA to Medicare Extra Help and prescription drug costs will have a significant impact on the lives of millions of Americans. These changes will make healthcare more affordable and accessible, helping people stay healthy and live longer.

9. What Are the Benefits of Enrolling in Medicare Extra Help?

Enrolling in Extra Help can significantly reduce your out-of-pocket prescription drug costs, including premiums, deductibles, and copayments. It can also help you avoid the Medicare Part D coverage gap.

Answer: Enrolling in Medicare Extra Help offers substantial reductions in out-of-pocket prescription drug costs, encompassing premiums, deductibles, and copayments, and helps you steer clear of the Medicare Part D coverage gap. These financial benefits enhance healthcare affordability. The benefits of enrolling in Medicare Extra Help are substantial and can significantly improve your financial well-being and access to healthcare. Extra Help is designed to make prescription drugs more affordable for individuals with limited income and resources, and it accomplishes this through a variety of cost-saving measures.

Here are the key benefits of enrolling in Medicare Extra Help:

• Reduced Premiums: Extra Help can significantly lower the monthly premium you pay for your Medicare Part D plan. In some cases, you may even pay no premium at all. This can save you hundreds of dollars per year.

• Lower Deductibles: The deductible is the amount you must pay out-of-pocket before your Medicare Part D plan starts covering your prescription drug costs. Extra Help can substantially reduce or even eliminate this deductible.

• Lower Copayments: Copayments are the fixed amounts you pay for each prescription you fill. With Extra Help, your copayments will be significantly lower than what you would pay without assistance.

• No Coverage Gap: Medicare Part D has a coverage gap, also known as the “donut hole,” where you may have to pay a larger share of your prescription drug costs. Extra Help eliminates this coverage gap, ensuring you continue to receive assistance throughout the year.

• Access to a Wider Range of Plans: When you are eligible for Extra Help, you have access to a wider range of Medicare Part D plans. This allows you to choose a plan that best meets your individual needs and preferences.

• Peace of Mind: Knowing that you have Extra Help can provide peace of mind, knowing that you can afford the prescription drugs you need to stay healthy. This can reduce stress and improve your overall quality of life.

The financial savings associated with Extra Help can be substantial. Depending on your income and resources, you could save hundreds or even thousands of dollars per year on your prescription drug costs. This can free up your limited income for other essential expenses, such as food, housing, and transportation.

In addition to the financial benefits, Extra Help can also improve your health outcomes. By making prescription drugs more affordable, Extra Help can help you stay adherent to your medication regimens. This can prevent serious health complications and improve your overall health and well-being.

10. Where Can I Find More Information and Assistance with Medicare Extra Help?

You can find more information about Extra Help on the Social Security Administration’s website, Medicare.gov, or by contacting your local State Health Insurance Assistance Program (SHIP).

Answer: Further details regarding Extra Help can be found on the Social Security Administration’s website, Medicare.gov, or by reaching out to your local State Health Insurance Assistance Program (SHIP). These resources offer comprehensive support and information. Numerous resources are available to help you learn more about Medicare Extra Help and get assistance with the application process. These resources can provide you with valuable information about eligibility requirements, benefits, and how to apply.

Here are some of the best places to find more information and assistance with Medicare Extra Help:

• Social Security Administration (SSA): The SSA is the primary agency responsible for administering the Extra Help program. You can find information about Extra Help on the SSA’s website, including eligibility requirements, application instructions, and frequently asked questions. You can also contact the SSA by phone at 1-800-772-1213 or visit your local Social Security office for assistance.

• Medicare.gov: Medicare.gov is the official website of the Medicare program. You can find information about Extra Help on Medicare.gov, including eligibility requirements, benefits, and how to apply. You can also use the Medicare Plan Finder tool to compare Medicare Part D plans and see how Extra Help can lower your costs.

• State Health Insurance Assistance Program (SHIP): SHIPs are state-based programs that provide free, unbiased counseling and assistance to Medicare beneficiaries. SHIP counselors can help you understand Extra Help, determine your eligibility, and apply for the program. You can find your local SHIP by visiting the SHIP website or calling 1-800-MEDICARE.

• Medicare Rights Center: The Medicare Rights Center is a national, non-profit organization that provides information and advocacy for Medicare beneficiaries. The Medicare Rights Center has a wealth of information about Extra Help on its website, including fact sheets, FAQs, and articles. You can also contact the Medicare Rights Center for assistance by phone or email.

• National Council on Aging (NCOA): The NCOA is a national non-profit organization that advocates for older adults and provides programs and services to help them age well. The NCOA has information about Extra Help on its website and offers a Benefits CheckUp tool that can help you determine your eligibility for Extra Help and other benefits programs.

• Area Agencies on Aging (AAAs): AAAs are local organizations that provide a range of services to older adults, including information and assistance with Medicare and other benefits programs. You can find your local AAA by visiting the Eldercare Locator website or calling 1-800-677-1116.

Navigating the complexities of Medicare and prescription drug costs can be challenging, but you don’t have to do it alone. These resources can provide you with the information and assistance you need to make informed decisions about your healthcare and access the benefits you deserve.

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Understanding User Search Intent

To fully address the needs of individuals searching for information on Medicare Extra Help and its income limits, it’s crucial to understand their search intent. Here are five potential search intents related to the keyword “what are the income limits for extra help with medicare”:

1. Eligibility Verification: Users want to know if they qualify for Extra Help based on their current income.

2. Financial Planning: Users are planning their finances and want to understand how Extra Help can reduce their prescription drug costs.

3. Application Guidance: Users are ready to apply for Extra Help and need information on the income limits and application process.

4. Benefit Maximization: Users want to explore strategies to maximize their benefits under Extra Help, even if their income is slightly above the limit.

5. Program Updates: Users are looking for the latest updates on Extra Help, including any changes to the income limits or eligibility requirements.

Conclusion: Unlock Financial Assistance and Partnership Opportunities

Understanding the income limits for Medicare Extra Help is crucial for accessing financial assistance with prescription drug costs. By meeting the eligibility requirements, you can significantly reduce your out-of-pocket expenses and improve your overall financial well-being. Income-partners.net is your go-to resource for navigating these complexities and discovering opportunities to enhance your income and secure your financial future.

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FAQ: Medicare Extra Help

1. What is the income limit for Medicare Extra Help in 2024?
In 2024, the monthly income limit for individuals is $1,903 and for married couples is $2,575.

2. What resources are considered for Medicare Extra Help eligibility?
Countable resources include savings accounts, stocks, and bonds. The limits are $17,220 for individuals and $34,360 for couples in 2024.

3. How do I apply for Medicare Extra Help?
You can apply online through the Social Security Administration website or by calling 1-800-772-1213.

4. What happens if my income is slightly over the limit for Extra Help?
You may still qualify for partial Extra Help. Contact Social Security to discuss your situation and potential eligibility.

5. Are there exceptions to the income and resource limits for Extra Help?
Yes, individuals enrolled in Medicaid, SSI, or MSP automatically qualify, regardless of their income and resources.

6. How does the Inflation Reduction Act affect Medicare Extra Help?
The IRA expands eligibility for the Part D Low Income Subsidy (LIS), potentially allowing more people to qualify for Extra Help.

7. What are the benefits of enrolling in Medicare Extra Help?
Benefits include reduced premiums, deductibles, and copayments, as well as avoiding the Medicare Part D coverage gap.

8. Can high medical expenses affect my eligibility for Extra Help?
Yes, Social Security may consider high medical expenses when determining eligibility. Be sure to document these expenses with your application.

9. Where can I find assistance with applying for Medicare Extra Help?
You can find assistance through the Social Security Administration, Medicare.gov, or your local State Health Insurance Assistance Program (SHIP).

10. What if I have a Medicare Advantage plan?
You can still get Extra Help with a Medicare Advantage plan if you meet the income and resource limits.

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