How Much Income Can Someone On Disability Earn? Navigating the complexities of disability benefits while seeking opportunities to increase income can be challenging, but income-partners.net is here to guide you. We provide clear strategies for maximizing your income potential through strategic partnerships, offering financial freedom and stability. Let’s explore income streams, partnership programs, and financial planning tips.
1. Understanding Disability Benefits And Income Limits
What are the income limits for individuals receiving disability benefits? Individuals receiving disability benefits through programs like Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) have specific income limits. Understanding these limits is crucial for maintaining eligibility while exploring ways to earn additional income.
- SSDI (Social Security Disability Insurance): SSDI is designed for those who have worked and paid Social Security taxes. The income limit is generally tied to the Substantial Gainful Activity (SGA) level. In 2024, the SGA is $1,550 per month for non-blind individuals and $2,590 for blind individuals. Earning above this amount could affect your SSDI benefits. However, SSDI has work incentive programs that allow beneficiaries to work while still receiving benefits, such as the Trial Work Period (TWP) and Extended Period of Eligibility (EPE).
- SSI (Supplemental Security Income): SSI is a needs-based program for individuals with limited income and resources. The income limits are much stricter than SSDI. In 2024, the maximum federal SSI benefit is $943 per month. However, SSI counts most income, reducing the benefit amount. For example, if you have $100 in countable income, your SSI benefit would be reduced by that amount.
Navigating these income limits requires careful planning and an understanding of how various income sources are treated by the Social Security Administration (SSA).
1.1. Income Limits for SSDI Recipients
What are the specific income limits for SSDI recipients? SSDI recipients need to be aware of the Substantial Gainful Activity (SGA) level, which is a key factor in determining eligibility.
The SGA is the monthly amount of income that the Social Security Administration (SSA) considers to be substantial.
| Category | 2024 SGA Limit |
|---|---|
| Non-Blind Individuals | $1,550 |
| Blind Individuals | $2,590 |
Earning above these limits can jeopardize your SSDI benefits unless you are utilizing work incentive programs.
1.1.1. Trial Work Period (TWP)
What is the Trial Work Period (TWP) and how does it affect SSDI benefits? The Trial Work Period (TWP) allows SSDI recipients to test their ability to work for up to nine months within a rolling 60-month period. During the TWP, beneficiaries receive their full SSDI benefits regardless of their earnings, as long as they report their work activity to the SSA. In 2024, a month is counted as a TWP month if earnings exceed $1,110.
This period allows individuals to explore different work opportunities and assess their capabilities without the immediate risk of losing their benefits.
1.1.2. Extended Period of Eligibility (EPE)
What is the Extended Period of Eligibility (EPE) and how does it work? The Extended Period of Eligibility (EPE) follows the Trial Work Period (TWP). It lasts for 36 months, during which beneficiaries can continue to receive SSDI benefits in any month their earnings fall below the SGA level ($1,550 in 2024 for non-blind individuals). This provides a safety net and encourages individuals to continue working without the fear of immediate benefit termination.
This extended period offers a stable transition back into the workforce, as highlighted by the Social Security Administration’s focus on supporting beneficiaries’ return to work.
1.2. Income Limits for SSI Recipients
What are the income limits for SSI recipients? SSI has stricter income limits compared to SSDI because it is a needs-based program. The SSA considers both earned and unearned income when determining SSI eligibility.
1.2.1. Countable Income
What is countable income for SSI and how is it calculated? Countable income includes both earned income (wages from work) and unearned income (Social Security benefits, pensions, etc.). However, the SSA does not count all income. They apply several exclusions, such as the general income exclusion ($20 per month) and the earned income exclusion ($65 per month).
The formula for calculating countable income is:
Countable Income = (Gross Earned Income - $65) / 2 + Unearned Income - $20For example, if you earn $300 per month and have no unearned income, your countable income would be:
($300 - $65) / 2 - $20 = $97.50Your SSI benefit would then be reduced by this amount.
1.2.2. Impact of Living Arrangements
How do living arrangements affect SSI benefits? Living arrangements can significantly impact SSI benefits. If you live in someone else’s household and they pay for your food and shelter, your SSI benefit may be reduced due to the “in-kind support and maintenance” rule. The SSA calculates this reduction based on the presumed value of the support, which can lower your monthly benefit.
Understanding how living arrangements affect your benefits is essential for accurate financial planning.
1.3. Resources and Asset Limits
What are the resource limits for maintaining SSI eligibility? In addition to income limits, SSI also has resource limits. Resources include cash, bank accounts, stocks, and other assets that can be converted to cash. In 2024, the resource limits are $2,000 for an individual and $3,000 for a couple.
Certain assets are excluded from these limits, such as your primary home, one vehicle used for transportation, and certain retirement accounts. However, exceeding these resource limits can affect your SSI eligibility.
2. Strategies For Earning Additional Income While On Disability
What are some effective strategies for earning additional income while on disability? Exploring various income-generating opportunities is essential for improving financial stability while receiving disability benefits. However, careful planning is necessary to ensure continued eligibility for SSDI or SSI.
2.1. Part-Time Employment
How can part-time employment help supplement disability benefits? Part-time employment is a viable option for many individuals on disability. It allows you to earn additional income while remaining within the SSA’s guidelines. Look for positions that accommodate your limitations and provide flexibility.
2.1.1. Finding Suitable Part-Time Jobs
What types of part-time jobs are suitable for individuals on disability? Suitable part-time jobs include:
- Remote Customer Service: Provides flexibility and can be done from home.
- Freelance Writing/Editing: Allows you to set your own hours and work at your own pace.
- Data Entry: Requires minimal physical exertion and can often be done remotely.
- Virtual Assistant: Offers a variety of tasks that can be tailored to your skills and abilities.
When seeking part-time employment, be transparent with employers about your limitations and request necessary accommodations.
2.1.2. Reporting Earnings to SSA
How should earnings be reported to the Social Security Administration (SSA)? It is crucial to report your earnings accurately and promptly to the SSA to avoid overpayments and potential penalties. Keep detailed records of your gross monthly earnings and report them through the SSA’s online portal or by contacting your local Social Security office.
2.2. Freelancing And Gig Economy
How can freelancing and the gig economy provide income opportunities for those on disability? Freelancing and the gig economy offer flexible work arrangements that can be ideal for individuals on disability. Platforms like Upwork, Fiverr, and TaskRabbit provide opportunities to offer your skills and services on a project basis.
2.2.1. Identifying Profitable Skills
What are some profitable skills that can be monetized through freelancing? Profitable skills include:
- Web Development: High demand for skilled developers.
- Graphic Design: Creating logos, marketing materials, and website designs.
- Digital Marketing: Managing social media, SEO, and online advertising campaigns.
- Online Tutoring: Providing educational support in various subjects.
- Content Creation: Writing blog posts, articles, and website content.
Identify your strengths and skills, and market them effectively on freelance platforms.
2.2.2. Managing Freelance Income
How should freelance income be managed to comply with disability benefit rules? Managing freelance income requires careful tracking and reporting to the SSA. Set up a separate bank account for your freelance earnings and keep detailed records of all income and expenses. Consult with a financial advisor or disability benefits specialist to ensure compliance with SSA guidelines.
2.3. Self-Employment
How can self-employment be a viable path for individuals on disability to earn income? Self-employment can be a rewarding path for individuals on disability, allowing them to control their work environment and schedule. However, it also requires careful planning and compliance with SSA regulations.
2.3.1. Starting A Small Business
What are the key steps to starting a small business while on disability? Key steps include:
- Developing a Business Plan: Outline your business goals, target market, and financial projections.
- Securing Funding: Explore grants, loans, and other funding options for small businesses.
- Setting Up a Legal Structure: Choose the appropriate legal structure for your business (e.g., sole proprietorship, LLC).
- Managing Finances: Keep accurate records of income and expenses, and consult with a tax professional.
2.3.2. SSA’s PASS Program
What is the SSA’s Plan to Achieve Self-Support (PASS) program and how can it help? The Plan to Achieve Self-Support (PASS) program allows SSI recipients to set aside income and resources for a specific work goal, such as starting a business or receiving vocational training. The funds set aside in a PASS are not counted as income or resources by the SSA, allowing you to save for your business venture without affecting your SSI eligibility.
Consult with a PASS specialist to develop a detailed plan and ensure compliance with SSA requirements.
2.4. Passive Income Streams
What are some effective passive income streams for individuals on disability? Passive income streams can provide a steady source of income with minimal ongoing effort. These streams can be particularly beneficial for individuals on disability who may have limitations on their ability to work.
2.4.1. Rental Income
How can rental income be generated while on disability? If you own property, renting it out can provide a steady stream of passive income. However, managing rental properties can be demanding, so consider hiring a property manager to handle day-to-day tasks.
Ensure that you comply with all local and federal regulations related to rental income and report it accurately to the SSA.
2.4.2. Affiliate Marketing
What is affiliate marketing and how can it generate passive income? Affiliate marketing involves promoting other companies’ products or services on your website or social media channels. When someone clicks on your affiliate link and makes a purchase, you earn a commission.
Choose products or services that align with your interests and target audience, and create high-quality content to drive traffic to your affiliate links.
2.4.3. Online Courses And E-Books
How can online courses and e-books generate passive income? Creating and selling online courses or e-books can provide a significant source of passive income. Platforms like Teachable and Gumroad make it easy to create and sell digital products.
Choose topics that you are knowledgeable about and create engaging, informative content that provides value to your audience.
3. Leveraging Income-Partners.Net For Partnership Opportunities
How can income-partners.net help individuals on disability find partnership opportunities? Income-partners.net offers a variety of resources and tools to help individuals on disability find partnership opportunities that can increase their income.
3.1. Exploring Partnership Programs
What types of partnership programs are available through income-partners.net? Income-partners.net offers a range of partnership programs tailored to different skills and interests. These programs include:
- Affiliate Partnerships: Partner with businesses to promote their products or services and earn commissions on sales.
- Referral Partnerships: Refer new clients or customers to businesses and earn a referral fee.
- Joint Venture Partnerships: Collaborate with other entrepreneurs on projects and share the profits.
- Distribution Partnerships: Distribute products or services on behalf of businesses and earn a percentage of sales.
3.2. Building Strategic Alliances
How can strategic alliances be built through income-partners.net to maximize income potential? Building strategic alliances involves forming partnerships with individuals or businesses that complement your skills and resources. Income-partners.net provides networking opportunities and tools to help you connect with potential partners.
3.2.1. Identifying Potential Partners
How can potential partners be identified through income-partners.net? Identify potential partners by:
- Searching the Income-Partners.Net Directory: Use the directory to find individuals or businesses with complementary skills.
- Attending Networking Events: Participate in online and in-person networking events to meet potential partners.
- Joining Industry Groups: Join industry-specific groups on Income-Partners.Net to connect with like-minded professionals.
3.2.2. Negotiating Partnership Agreements
What are the key considerations when negotiating partnership agreements? Key considerations include:
- Defining Roles and Responsibilities: Clearly outline each partner’s roles and responsibilities.
- Establishing Profit-Sharing Arrangements: Determine how profits will be divided among partners.
- Setting Performance Metrics: Establish metrics to measure the success of the partnership.
- Creating a Dispute Resolution Process: Develop a process for resolving conflicts that may arise.
3.3. Accessing Educational Resources
What educational resources are available on income-partners.net to support income generation? Income-partners.net offers a variety of educational resources to help individuals on disability develop the skills and knowledge they need to generate income.
3.3.1. Online Courses And Webinars
How can online courses and webinars enhance skills for income generation? Online courses and webinars cover topics such as:
- Digital Marketing: Learn how to promote your business online.
- Freelancing: Develop the skills needed to succeed as a freelancer.
- Small Business Management: Learn how to start and manage a small business.
- Financial Planning: Develop a plan to manage your finances and maximize your income.
3.3.2. Expert Advice And Mentorship
How can expert advice and mentorship help in navigating income opportunities? Income-partners.net provides access to expert advisors and mentors who can provide guidance and support as you explore income-generating opportunities. These experts can help you:
- Assess Your Skills and Interests: Identify your strengths and interests to find suitable opportunities.
- Develop a Business Plan: Create a plan to achieve your income goals.
- Navigate SSA Regulations: Ensure compliance with SSA guidelines.
- Overcome Challenges: Provide support and guidance as you navigate the challenges of earning income while on disability.
4. Case Studies: Success Stories Of Individuals On Disability Earning Income
What are some inspiring success stories of individuals on disability who have successfully earned income? Real-life examples can provide inspiration and practical insights into how to overcome challenges and achieve financial stability while receiving disability benefits.
4.1. John’s Story: From SSDI Recipient To Successful Freelancer
How did John transition from receiving SSDI to becoming a successful freelancer? John, a former IT professional, had to apply for SSDI after a car accident left him with chronic pain and limited mobility. Initially, he struggled to make ends meet with his SSDI benefits alone.
After discovering income-partners.net, John explored freelance opportunities in web development. He utilized the platform’s educational resources to sharpen his skills and build a portfolio. Within a few months, he started landing freelance projects and earning a substantial income.
John carefully tracked his earnings and reported them to the SSA. By utilizing the Trial Work Period and Extended Period of Eligibility, he was able to supplement his SSDI benefits with his freelance income, significantly improving his financial situation.
4.2. Maria’s Story: Building A Thriving E-Commerce Business While On SSI
How did Maria build a successful e-commerce business while receiving SSI? Maria, a talented artist, had to apply for SSI due to a mental health condition that limited her ability to work a traditional job. With limited income and resources, she struggled to pursue her passion for art.
Maria discovered income-partners.net and explored the possibility of starting an e-commerce business selling her artwork. She developed a business plan and utilized the SSA’s PASS program to set aside income and resources to invest in her business.
Within a year, Maria’s e-commerce business was thriving. She carefully managed her income to remain within SSI’s eligibility guidelines. Her success allowed her to not only supplement her SSI benefits but also pursue her passion for art and make a meaningful contribution to her community.
4.3. Robert’s Story: Leveraging Rental Income To Supplement SSDI
How did Robert leverage rental income to supplement his SSDI benefits? Robert, a retired teacher, had to apply for SSDI after being diagnosed with a progressive neurological condition. His SSDI benefits covered his basic expenses, but he wanted to improve his financial security and leave a legacy for his family.
Robert owned a small rental property that he had inherited from his parents. He decided to rent out the property to generate additional income. He hired a property manager to handle day-to-day tasks and ensure compliance with all local and federal regulations.
The rental income allowed Robert to supplement his SSDI benefits and create a comfortable financial cushion. He also used the income to support charitable causes and invest in his grandchildren’s education.
5. Financial Planning Tips For Individuals On Disability
What are some essential financial planning tips for individuals receiving disability benefits? Effective financial planning is crucial for maximizing your income and ensuring long-term financial stability while receiving disability benefits.
5.1. Budgeting And Expense Management
How can effective budgeting and expense management improve financial stability? Budgeting and expense management are essential for making the most of your income. Create a detailed budget that tracks your income and expenses, and identify areas where you can reduce spending.
Use budgeting apps and tools to simplify the process and stay on track with your financial goals.
5.2. Saving And Investing
How can saving and investing contribute to long-term financial security? Saving and investing can help you build wealth and secure your financial future. Set aside a portion of your income each month for savings and explore investment options that align with your risk tolerance and financial goals.
Consider consulting with a financial advisor to develop a personalized investment strategy.
5.3. Understanding Tax Implications
What are the tax implications of earning additional income while on disability? Earning additional income while on disability can have tax implications. Consult with a tax professional to understand how your income will be taxed and to explore strategies for minimizing your tax liability.
Keep accurate records of your income and expenses, and file your taxes on time to avoid penalties.
5.4. Estate Planning
How can estate planning ensure your assets are protected and distributed according to your wishes? Estate planning involves creating a plan for how your assets will be managed and distributed after your death. This can include creating a will, establishing trusts, and designating beneficiaries for your retirement accounts.
Consult with an estate planning attorney to develop a comprehensive plan that meets your needs and goals.
6. Common Misconceptions About Working While On Disability
What are some common misconceptions about working while on disability? Several misconceptions exist regarding the ability to work while receiving disability benefits. Clarifying these can help individuals make informed decisions about pursuing income-generating opportunities.
6.1. “Working Will Automatically Terminate My Benefits”
Is it true that working will automatically terminate disability benefits? One common misconception is that working will automatically terminate your disability benefits. While earning above the SGA level can affect your SSDI benefits, the SSA has work incentive programs that allow you to work while still receiving benefits.
SSI has stricter income limits, but the SSA also provides exclusions that can reduce the impact of earnings on your SSI benefit.
6.2. “I Can’t Start My Own Business While On Disability”
Is it possible to start a business while receiving disability benefits? Another misconception is that you cannot start your own business while on disability. The SSA’s PASS program allows SSI recipients to set aside income and resources for a specific work goal, such as starting a business.
SSDI recipients can also start a business, but they need to carefully manage their earnings to remain within the SGA level or utilize work incentive programs.
6.3. “All My Income Will Be Counted Against My SSI Benefit”
Will all income be counted against SSI benefits? Not all income is counted against your SSI benefit. The SSA applies several exclusions, such as the general income exclusion ($20 per month) and the earned income exclusion ($65 per month).
These exclusions can significantly reduce the impact of earnings on your SSI benefit.
7. Navigating The Social Security Administration (SSA) Guidelines
How can individuals on disability effectively navigate the Social Security Administration (SSA) guidelines? Navigating the SSA’s guidelines can be complex, but understanding the rules and regulations is essential for maintaining your benefits while exploring income opportunities.
7.1. Understanding The Blue Book
What is the SSA’s Blue Book and how can it help in understanding disability criteria? The Blue Book, officially known as “Disability Evaluation Under Social Security,” is a comprehensive guide used by the SSA to evaluate disability claims. It lists the medical conditions that the SSA considers disabling and the criteria that must be met to qualify for benefits.
Understanding the Blue Book can help you determine whether you meet the SSA’s criteria for disability and prepare your application accordingly.
7.2. Utilizing The Ticket To Work Program
What is the Ticket to Work program and how can it support employment goals? The Ticket to Work program is a free program that provides individuals on disability with access to employment services and support. It connects beneficiaries with Employment Networks (ENs) and State Vocational Rehabilitation (VR) agencies that can help them find employment, develop skills, and achieve their work goals.
The Ticket to Work program can provide valuable resources and support as you explore income-generating opportunities.
7.3. Seeking Professional Assistance
When should professional assistance be sought to navigate SSA guidelines? Seeking professional assistance can be beneficial when navigating the SSA’s guidelines, particularly if you have complex financial circumstances or are unsure about how your earnings will affect your benefits.
7.3.1. Disability Lawyers
How can disability lawyers assist in navigating SSA guidelines and appealing decisions? Disability lawyers can provide legal representation and guidance throughout the disability application process. They can help you gather medical evidence, prepare your case, and represent you at hearings and appeals.
A disability lawyer can significantly increase your chances of winning your case.
7.3.2. Financial Advisors
How can financial advisors provide guidance on managing income and assets while on disability? Financial advisors can provide personalized guidance on managing your income and assets while on disability. They can help you develop a budget, create a savings plan, and explore investment options that align with your financial goals.
A financial advisor can also help you understand the tax implications of earning additional income and develop strategies for minimizing your tax liability.
8. Staying Updated On Changes To Disability Benefits Programs
How can individuals stay informed about changes to disability benefits programs? Staying informed about changes to disability benefits programs is essential for maintaining your eligibility and maximizing your income potential.
8.1. Subscribing To SSA Updates
How can subscribing to SSA updates help stay informed about program changes? Subscribe to the SSA’s email list and follow their social media channels to receive updates on program changes, new initiatives, and important announcements.
8.2. Consulting With Disability Advocacy Groups
How can disability advocacy groups provide information and support? Disability advocacy groups provide information, support, and advocacy services to individuals with disabilities. They can help you understand your rights, navigate the disability benefits system, and advocate for policy changes that benefit people with disabilities.
8.3. Monitoring Legislative Changes
How can monitoring legislative changes help in understanding potential impacts on disability benefits? Monitor legislative changes at the federal and state levels that could impact disability benefits programs. Stay informed about proposed legislation and contact your elected officials to voice your concerns and advocate for policies that support people with disabilities.
9. Addressing The Challenges Of Working While On Disability
What are some common challenges faced when working while on disability and how can they be addressed? Working while on disability can present unique challenges, but with careful planning and support, these challenges can be overcome.
9.1. Managing Health Conditions
How can health conditions be effectively managed while working? Managing your health conditions is essential for maintaining your ability to work. Work closely with your healthcare providers to develop a treatment plan that addresses your symptoms and limitations.
Take advantage of workplace accommodations that can help you manage your health conditions, such as flexible hours, ergonomic equipment, and frequent breaks.
9.2. Overcoming Stigma And Discrimination
How can stigma and discrimination be addressed in the workplace? Stigma and discrimination can be significant barriers to employment for individuals with disabilities. Educate your employers and coworkers about disability and advocate for a workplace culture that is inclusive and respectful.
Report any instances of discrimination to the appropriate authorities and seek legal assistance if necessary.
9.3. Balancing Work And Benefits
How can work and disability benefits be effectively balanced? Balancing work and disability benefits requires careful planning and ongoing communication with the SSA. Track your earnings accurately and report them promptly to the SSA to avoid overpayments and potential penalties.
Consult with a disability benefits specialist to ensure that you are complying with all SSA regulations and maximizing your income potential.
10. Frequently Asked Questions (FAQs) About Earning Income On Disability
What are some frequently asked questions about earning income while receiving disability benefits? Addressing common questions can help clarify uncertainties and provide practical guidance.
10.1. Can I Lose My Disability Benefits If I Work?
Will working automatically cause me to lose my disability benefits? No, working does not automatically cause you to lose your disability benefits. However, earning above the Substantial Gainful Activity (SGA) level can affect your SSDI benefits, and SSI has stricter income limits. The SSA has work incentive programs that can help you work while still receiving benefits.
10.2. What Happens If I Earn More Than The SGA?
What happens if my earnings exceed the Substantial Gainful Activity (SGA) level? If your earnings exceed the SGA level, your SSDI benefits may be suspended. However, you may be able to continue receiving benefits under the Trial Work Period (TWP) and Extended Period of Eligibility (EPE).
10.3. How Does The SSA Calculate My SSI Benefit If I Work?
How does the Social Security Administration (SSA) calculate SSI benefits when someone works? The SSA calculates your SSI benefit by subtracting your countable income from the maximum federal SSI benefit amount. Countable income includes both earned and unearned income, but the SSA applies several exclusions that can reduce the impact of earnings on your SSI benefit.
10.4. What Is The PASS Program And How Can It Help Me?
What is the Plan to Achieve Self-Support (PASS) program and how can it assist? The Plan to Achieve Self-Support (PASS) program allows SSI recipients to set aside income and resources for a specific work goal, such as starting a business or receiving vocational training. The funds set aside in a PASS are not counted as income or resources by the SSA.
10.5. Can I Start A Business While Receiving Disability Benefits?
Is it possible to start a business while receiving disability benefits? Yes, you can start a business while receiving disability benefits. The SSA’s PASS program can help SSI recipients set aside income and resources to invest in their business. SSDI recipients can also start a business, but they need to carefully manage their earnings to remain within the SGA level or utilize work incentive programs.
10.6. What Are Some Good Part-Time Jobs For People On Disability?
What are suitable part-time job options for individuals with disabilities? Suitable part-time jobs include remote customer service, freelance writing/editing, data entry, and virtual assistant positions. These jobs offer flexibility and can be done from home.
10.7. How Do I Report My Earnings To The SSA?
What is the process for reporting earnings to the Social Security Administration (SSA)? Report your earnings accurately and promptly to the SSA through their online portal or by contacting your local Social Security office. Keep detailed records of your gross monthly earnings.
10.8. Can I Get Help Finding A Job If I’m On Disability?
Are there resources available to help individuals on disability find employment? Yes, the Ticket to Work program provides individuals on disability with access to employment services and support. It connects beneficiaries with Employment Networks (ENs) and State Vocational Rehabilitation (VR) agencies.
10.9. What If My Disability Gets Worse While I’m Working?
What happens if a disability worsens while employed? If your disability gets worse while you’re working, contact your healthcare providers and the SSA. You may be eligible for additional support and accommodations.
10.10. Where Can I Find More Information About Working While On Disability?
Where can additional information about working while on disability be found? Find more information about working while on disability by:
- Visiting the Social Security Administration’s website.
- Consulting with a disability benefits specialist.
- Contacting disability advocacy groups.
- Exploring resources on income-partners.net.
Ready to take control of your financial future? Visit income-partners.net today to explore partnership opportunities, learn new skills, and connect with a supportive community. Discover the strategies and resources you need to maximize your income potential while receiving disability benefits. Join us now and start building a brighter, more secure future! Address: 1 University Station, Austin, TX 78712, United States. Phone: +1 (512) 471-3434. Website: income-partners.net.
