Interest income is a valuable source of revenue for many, but understanding its tax implications is crucial for financial planning. How Are Interest Income Taxed? Interest income, generally, is taxable at the federal, and sometimes state and local levels, in the year it becomes available to you. income-partners.net is here to guide you through the complexities, ensuring you maximize your returns while staying compliant. Let’s explore the ins and outs of interest income taxation, from taxable to tax-exempt scenarios, and how you can leverage strategic partnerships to optimize your financial outcomes. Dive in and discover the keys to unlocking financial prosperity through informed partnership decisions.
1. What Is Interest Income and How Is It Taxed?
Yes, interest income is generally taxed as ordinary income at the federal level, and it may also be subject to state and local taxes. Understanding how this works can help you optimize your financial strategies.
Interest income includes earnings from various sources, such as bank accounts, certificates of deposit (CDs), and bonds. According to the IRS, any interest you receive or that is credited to an account that you can withdraw from without penalty is considered taxable income. This means that if you earn interest from a savings account, the interest is subject to income tax. For example, if you have a high-yield savings account with an annual interest rate of 4%, the interest you earn throughout the year is taxable.
Interest income is typically taxed at your ordinary income tax rate, which can range from 10% to 37% depending on your income level. This is different from capital gains, which are taxed at lower rates. For instance, if you fall into the 22% tax bracket, your interest income will be taxed at 22%.
1.1. What are the Common Types of Taxable Interest Income?
Several types of interest income are subject to taxation. Understanding these can help you better manage your tax obligations.
Here are some common examples of taxable interest income:
- Bank Accounts and CDs: Interest earned from savings accounts, checking accounts, and certificates of deposit are taxable. This includes interest from cooperative banks, credit unions, and savings and loan associations.
- Corporate Bonds: Interest income from corporate bonds is fully taxable at the federal, state, and local levels.
- Treasury Bills, Notes, and Bonds: Interest from these is taxable at the federal level but is exempt from state and local income taxes.
- Money Market Accounts: Interest earned from money market accounts is also taxable.
- Insurance Dividends: Certain distributions referred to as dividends are actually taxable interest, such as dividends on deposits or share accounts.
- Original Issue Discount (OID): If you hold a bond or other debt instrument issued at a discount, the OID may be included in your income each year as interest, even if you don’t receive a payment.
It’s worth noting that if you receive $10 or more in interest, you should receive Form 1099-INT or Form 1099-OID, detailing the interest payments. According to the IRS, you must report all taxable and tax-exempt interest on your federal income tax return, even if you don’t receive these forms. This ensures transparency and compliance with tax laws.
For example, consider a business owner who invests in corporate bonds to diversify their income. The interest earned from these bonds is taxable, and they must report it on their tax return. By understanding which types of interest income are taxable, individuals and business owners can accurately report their income and avoid potential penalties. income-partners.net can help you navigate these complexities, ensuring you stay compliant while maximizing your financial opportunities.
1.2. Are There Any Types of Interest Income That Are Tax-Exempt?
Yes, some types of interest income are tax-exempt at the federal level, providing potential tax benefits. Understanding these exemptions can help you optimize your investment strategy.
Here are some examples of tax-exempt interest income:
- Municipal Bonds: Interest earned on bonds issued by states, cities, or other local governments is often exempt from federal income tax and may also be exempt from state and local taxes if you reside in the issuing state.
- Series EE and Series I Bonds (for Education): Interest redeemed from these bonds can be excluded from income if used to pay for qualified higher education expenses and if you meet certain other requirements.
- U.S. Department of Veterans Affairs: Interest on insurance dividends left on deposit with the U.S. Department of Veterans Affairs is nontaxable.
According to the IRS, reporting tax-exempt interest received during the tax year is an information-reporting requirement only and does not convert tax-exempt interest into taxable interest. For example, if you invest in municipal bonds and earn $500 in interest, that amount is reported on your tax return but is not subject to federal income tax.
For business owners and investors, understanding and leveraging tax-exempt interest income can be a valuable strategy. It allows them to reduce their overall tax burden while still earning returns on their investments. income-partners.net provides resources and expertise to help you identify and capitalize on these tax-advantaged opportunities, ensuring you make informed financial decisions. By partnering with strategic allies, you can navigate the complexities of tax laws and optimize your financial outcomes.
1.3. How Does Original Issue Discount (OID) Affect Interest Income Taxes?
Original Issue Discount (OID) can affect interest income taxes because it may require you to include a portion of the discount in your income each year, even if you don’t receive a payment. Let’s break it down.
OID occurs when a bond or other debt instrument is issued at a price lower than its face value. The difference between the issue price and the face value is the discount. According to the IRS, if the OID is more than a de minimis amount, it’s treated as interest income that must be reported annually.
Here’s how it works:
- Annual Inclusion: You may need to include a portion of the OID in your income each year, even if you don’t receive any cash payments. This is because the IRS considers the discount to be earned interest over the life of the bond.
- Form 1099-OID: If the taxable OID is $10 or more, you should receive Form 1099-OID from the issuer, detailing the amount you need to report as income.
- Tax-Exempt OID: For tax-exempt bonds acquired on or after January 1, 2017, you should receive a Form 1099-OID that reports the tax-exempt OID as tax-exempt interest.
- Publications: Refer to IRS Publication 550, Investment Income and Expenses, or Publication 1212, Guide to Original Issue Discount (OID) Instruments, for detailed information.
For example, consider a bond issued at $900 with a face value of $1,000. The $100 discount is the OID. Over the life of the bond, you will include portions of this $100 as interest income each year, even if you don’t receive a cash payment until the bond matures.
For business owners and investors, understanding OID is crucial for accurate tax reporting. It ensures that you are reporting all interest income, including the imputed interest from discounted bonds. income-partners.net can provide you with the resources and guidance necessary to navigate these complex tax rules, ensuring you remain compliant and financially optimized. Strategic partnerships can help you make informed decisions, maximizing your returns while minimizing your tax liabilities.
2. How to Report Interest Income on Your Tax Return
Reporting interest income accurately on your tax return is essential for compliance. Here’s a guide to help you through the process.
2.1. What Forms Do You Need to Report Interest Income?
To report interest income, you typically need Form 1099-INT and/or Form 1099-OID, along with Schedule B (Form 1040).
Here’s a breakdown of each form:
- Form 1099-INT: This form reports the amount of taxable interest income you received during the year from sources like bank accounts, CDs, and corporate bonds. If you received $10 or more in interest, you should receive this form from the payer.
- Form 1099-OID: This form reports the original issue discount (OID) on bonds or other debt instruments. If the OID is $10 or more, you should receive this form.
- Schedule B (Form 1040): This form is used to report interest and ordinary dividends if the total amount exceeds $1,500. You’ll list each payer and the amount of interest received.
According to the IRS, you must report all taxable interest on your federal income tax return, even if you don’t receive Form 1099-INT or Form 1099-OID. If you don’t receive a form, you still need to keep track of the interest income and report it.
For example, if you earned $2,000 in interest from various bank accounts and corporate bonds, you would use Schedule B (Form 1040) to list each payer and the corresponding interest amount. This ensures accurate reporting and avoids potential penalties.
For business owners and investors, accurate reporting of interest income is vital for financial transparency and tax compliance. income-partners.net can provide you with resources and partnerships to help you manage your tax obligations effectively. Strategic collaborations can offer insights and tools that simplify tax reporting, allowing you to focus on growing your business.
2.2. Step-by-Step Guide to Filling Out Schedule B (Form 1040)
Filling out Schedule B (Form 1040) can seem daunting, but breaking it down step-by-step makes it manageable. Here’s a detailed guide to help you accurately report your interest and ordinary dividends.
- Identify If You Need to File Schedule B:
- You need to file Schedule B if your total taxable interest is more than $1,500.
- You also need to file if you received interest as a nominee (i.e., the interest belongs to someone else).
- Gather Your Forms:
- Collect all Form 1099-INT and Form 1099-OID forms you received. These forms provide the necessary information to complete Schedule B.
- Part I: Interest Income:
- Line 1: List each payer’s name and the amount of interest you received from each.
- Line 2a: Add up all the interest amounts from line 1 and enter the total.
- Part II: Ordinary Dividends:
- If you also have ordinary dividends to report, follow the instructions for Part II, which is similar to Part I.
- Part III: Foreign Accounts and Trusts:
- Line 5: If you had a foreign account, answer “Yes” or “No.” If “Yes,” you may need to file FinCEN Form 114 (Report of Foreign Bank and Financial Accounts).
- Line 6: If you received interest as a nominee (that is, you received it on behalf of someone else), answer “Yes” and enter the name and identification number of the actual owner.
- Sign and Attach:
- Sign and date Schedule B.
- Attach it to your Form 1040.
For example, if you received interest from three different banks totaling $2,000, you would list each bank and the corresponding interest amount on line 1 of Schedule B. The total of $2,000 would then be entered on line 2a.
According to the IRS instructions for Schedule B, providing complete and accurate information is essential to avoid potential issues. For business owners and investors, understanding and correctly completing Schedule B ensures compliance with tax regulations. income-partners.net can connect you with expert resources and strategic partners to simplify tax reporting and financial management, allowing you to focus on your core business objectives.
2.3. What Happens If You Fail to Report Interest Income?
Failing to report interest income can lead to several negative consequences, including penalties, interest charges, and potential audits.
Here’s a breakdown of what can happen:
- Penalties: The IRS can impose penalties for underreporting income. The penalty is generally 20% of the underpayment, but it can be higher if the underreporting is due to fraud.
- Interest Charges: The IRS charges interest on any unpaid taxes from the due date of the return until the date the tax is paid. This can add up over time, increasing the amount you owe.
- Audit: Failing to report income can increase your chances of being audited by the IRS. An audit can be time-consuming and stressful, requiring you to provide documentation to support your tax return.
- Criminal Charges: In severe cases of tax evasion, you could face criminal charges, which can result in fines and even imprisonment.
According to the IRS, it is your responsibility to report all income accurately and honestly. The IRS uses information from Form 1099-INT and Form 1099-OID to match against your tax return, making it easy to detect unreported interest income.
For example, if you fail to report $500 in interest income, the IRS could assess a penalty of $100 (20% of $500), plus interest on the unpaid tax. If the failure to report is intentional, the penalties and consequences could be even more severe.
For business owners and investors, it’s crucial to maintain accurate records and report all interest income to avoid these potential pitfalls. income-partners.net offers resources and partnerships to help you stay compliant with tax regulations and manage your finances effectively. Strategic collaborations can provide you with expert advice and tools to ensure accurate reporting and minimize your risk of penalties and audits.
3. Strategies to Minimize Interest Income Taxes
While you can’t avoid paying taxes on interest income entirely, there are several strategies you can use to minimize your tax liability.
3.1. Investing in Tax-Advantaged Accounts
One of the most effective ways to minimize interest income taxes is to invest in tax-advantaged accounts. These accounts offer various tax benefits, such as tax-deferred or tax-free growth.
Here are some examples of tax-advantaged accounts:
- 401(k) Plans: Contributions to a 401(k) are made on a pre-tax basis, reducing your current taxable income. The interest or investment earnings in the account grow tax-deferred until retirement, when withdrawals are taxed as ordinary income.
- Traditional IRAs: Similar to 401(k)s, contributions to a Traditional IRA may be tax-deductible, and earnings grow tax-deferred. Withdrawals in retirement are taxed as ordinary income.
- Roth IRAs: Contributions to a Roth IRA are made with after-tax dollars, but the earnings and withdrawals in retirement are tax-free, provided certain conditions are met.
- 529 Plans: These are education savings plans that allow you to save for future education expenses. Contributions are not tax-deductible at the federal level, but earnings grow tax-free, and withdrawals are tax-free if used for qualified education expenses.
According to the IRS, the specific rules and benefits of these accounts can vary, so it’s essential to understand the details of each plan. For example, Roth IRAs can be particularly beneficial if you expect to be in a higher tax bracket in retirement, as your withdrawals will be tax-free.
For business owners and investors, utilizing tax-advantaged accounts can significantly reduce your overall tax burden. income-partners.net can provide you with resources and strategic partners to help you choose the right accounts for your financial goals and tax situation. Strategic collaborations can offer expert advice and planning tools to maximize your tax savings.
3.2. Utilizing Municipal Bonds
Investing in municipal bonds is another effective strategy for minimizing interest income taxes. Municipal bonds are debt securities issued by state and local governments, and the interest earned on these bonds is often exempt from federal income tax. In some cases, it may also be exempt from state and local taxes if you reside in the issuing state.
Here’s why municipal bonds are tax-advantaged:
- Federal Tax Exemption: The interest income from municipal bonds is typically exempt from federal income tax.
- State and Local Tax Exemption: If you purchase municipal bonds issued by your state or local government, the interest may also be exempt from state and local income taxes.
- Higher After-Tax Returns: The tax-exempt status of municipal bonds can result in higher after-tax returns compared to taxable bonds, especially for individuals in higher tax brackets.
For example, if you are in the 32% tax bracket, a municipal bond yielding 4% may be more attractive than a taxable bond yielding 6%, as the after-tax return of the taxable bond would be lower.
According to the IRS, the tax-exempt status of municipal bonds can provide significant tax savings. For business owners and investors, incorporating municipal bonds into your investment portfolio can be a smart way to reduce your tax liability while earning a steady income. income-partners.net can connect you with financial experts and strategic partners who can help you evaluate and select municipal bonds that align with your financial goals. Strategic collaborations can provide insights into the municipal bond market and help you make informed investment decisions.
3.3. Considering Tax-Efficient Investments
Choosing tax-efficient investments is a strategic way to minimize interest income taxes. These investments are structured to reduce the amount of taxable income you generate each year.
Here are some examples of tax-efficient investments:
- Growth Stocks: Investing in growth stocks that focus on capital appreciation rather than dividend payments can be tax-efficient. Capital gains are typically taxed at lower rates than ordinary income.
- Exchange-Traded Funds (ETFs): ETFs can be more tax-efficient than mutual funds because they generally have lower turnover rates, resulting in fewer capital gains distributions.
- Real Estate: Investing in real estate can provide tax advantages through depreciation deductions and the ability to defer capital gains through strategies like 1031 exchanges.
- Tax-Managed Funds: These are mutual funds or ETFs specifically designed to minimize taxable distributions.
For example, instead of investing in high-dividend stocks that generate taxable interest income, you might choose to invest in growth stocks that you plan to hold for the long term. The capital gains from selling these stocks will be taxed at a lower rate when you eventually sell them.
According to financial experts, choosing tax-efficient investments can help you maximize your after-tax returns. For business owners and investors, diversifying your portfolio with tax-efficient investments can be a smart way to reduce your overall tax liability. income-partners.net offers resources and strategic partnerships to help you identify and implement tax-efficient investment strategies. Strategic collaborations can provide you with the expertise and tools needed to optimize your investment portfolio for tax efficiency.
4. Common Mistakes to Avoid When Dealing with Interest Income Taxes
Dealing with interest income taxes can be complex, and it’s easy to make mistakes. Being aware of these common pitfalls can help you stay compliant and avoid unnecessary tax issues.
4.1. Not Reporting All Interest Income
One of the most common mistakes is failing to report all interest income. The IRS receives copies of Form 1099-INT and Form 1099-OID from payers, making it easy to detect unreported income.
Here’s why this is a problem:
- Underreporting: Not reporting all interest income is considered underreporting income, which can lead to penalties and interest charges.
- IRS Matching: The IRS matches the information reported on Form 1099-INT and Form 1099-OID with the information on your tax return. If there’s a discrepancy, you may receive a notice from the IRS.
- Audit Risk: Underreporting income can increase your chances of being audited by the IRS.
According to the IRS, it is your responsibility to report all taxable interest income, even if you don’t receive Form 1099-INT or Form 1099-OID. To avoid this mistake, keep accurate records of all interest income you receive throughout the year.
For example, if you have multiple savings accounts and investment accounts, make sure to track the interest earned from each account and report it on your tax return. Neglecting to report even a small amount of interest income can trigger an IRS inquiry.
For business owners and investors, accurate and complete reporting is essential for tax compliance. income-partners.net provides resources and tools to help you manage your finances and ensure you report all interest income correctly. Strategic partnerships can offer expert advice and assistance with tax preparation, reducing your risk of errors and penalties.
4.2. Incorrectly Claiming Tax-Exempt Interest
Another common mistake is incorrectly claiming interest as tax-exempt when it is actually taxable. This can happen if you misunderstand the rules regarding tax-exempt interest or if you fail to properly document your claims.
Here’s why this is a problem:
- Misunderstanding Rules: Some taxpayers mistakenly believe that all interest income is tax-exempt, or they misinterpret the rules regarding municipal bonds or Series EE and Series I bonds.
- Lack of Documentation: To claim tax-exempt interest, you need to have proper documentation, such as statements from the bond issuer or records of qualified education expenses.
- IRS Scrutiny: The IRS may scrutinize claims for tax-exempt interest, especially if they seem excessive or unsupported.
According to the IRS, you can only claim interest as tax-exempt if it meets specific criteria and you have the necessary documentation. To avoid this mistake, carefully review the rules regarding tax-exempt interest and keep accurate records to support your claims.
For example, if you claim that interest from Series EE bonds is tax-exempt because it was used for qualified education expenses, you need to be able to provide documentation showing that the funds were indeed used for those expenses.
For business owners and investors, accurate and well-documented tax filings are crucial for avoiding IRS scrutiny. income-partners.net offers resources and partnerships to help you understand the rules regarding tax-exempt interest and maintain proper documentation. Strategic collaborations can provide you with expert advice and assistance with tax planning, ensuring you claim only the deductions and exemptions you are entitled to.
4.3. Failing to Understand Original Issue Discount (OID) Rules
Failing to understand the rules regarding Original Issue Discount (OID) is another common mistake. OID can be complex, and many taxpayers are unaware that they may need to include a portion of the discount in their income each year, even if they don’t receive a payment.
Here’s why this is a problem:
- Complexity: OID rules can be difficult to understand, especially for those who are not familiar with bond investing.
- Annual Inclusion: You may need to include a portion of the OID in your income each year, even if you don’t receive any cash payments. This can be confusing for taxpayers who are used to reporting only cash income.
- Form 1099-OID: If the taxable OID is $10 or more, you should receive Form 1099-OID from the issuer, detailing the amount you need to report as income. However, some taxpayers may overlook this form or not understand what it means.
According to the IRS, if you hold a bond or other debt instrument issued at a discount, you may need to include a portion of the OID in your income each year. To avoid this mistake, familiarize yourself with the OID rules and carefully review Form 1099-OID if you receive it.
For example, if you purchase a bond issued at $900 with a face value of $1,000, the $100 discount is the OID. Over the life of the bond, you will need to include portions of this $100 as interest income each year, even if you don’t receive a cash payment until the bond matures.
For business owners and investors, understanding OID is crucial for accurate tax reporting. income-partners.net provides resources and partnerships to help you navigate these complex tax rules and ensure you remain compliant. Strategic collaborations can offer expert advice and planning tools to simplify tax reporting and optimize your financial outcomes.
5. How Strategic Partnerships Can Help Manage Interest Income Taxes
Strategic partnerships can be invaluable in managing interest income taxes, offering expertise, resources, and collaborative opportunities to optimize your financial outcomes.
5.1. Access to Expert Financial Advice
One of the primary benefits of strategic partnerships is access to expert financial advice. Financial advisors can provide personalized guidance on tax planning, investment strategies, and compliance, helping you make informed decisions to minimize your tax liability.
Here’s how expert advice can help:
- Tax Planning: Financial advisors can help you develop a comprehensive tax plan that takes into account your specific financial situation and goals.
- Investment Strategies: They can recommend tax-efficient investment strategies, such as investing in municipal bonds or tax-advantaged accounts.
- Compliance: Advisors can help you stay compliant with tax regulations, ensuring you report all income correctly and avoid penalties.
According to studies, individuals who work with financial advisors are more likely to achieve their financial goals and have a better understanding of their tax obligations. For example, a financial advisor can help you determine the best way to allocate your assets to minimize your tax liability while still meeting your investment objectives.
For business owners and investors, access to expert financial advice is crucial for long-term financial success. income-partners.net connects you with experienced financial advisors and strategic partners who can provide the guidance and support you need to manage your interest income taxes effectively. Strategic collaborations can offer personalized advice and planning tools to optimize your financial outcomes.
5.2. Leveraging Collaborative Investment Opportunities
Strategic partnerships can also open doors to collaborative investment opportunities that can help you manage your interest income taxes more effectively. By pooling resources and expertise with other investors, you can access investments that may not be available to you as an individual.
Here’s how collaborative investment opportunities can help:
- Diversification: Investing in a variety of assets can help reduce your overall tax liability.
- Access to Expertise: Working with other investors can give you access to a broader range of expertise and knowledge.
- Economies of Scale: Collaborative investments can offer economies of scale, reducing your costs and increasing your returns.
For example, you might partner with other investors to purchase a portfolio of municipal bonds, which can provide tax-exempt interest income. By pooling your resources, you can access a larger and more diversified portfolio than you could on your own.
According to financial experts, collaborative investment opportunities can be a smart way to manage your interest income taxes and achieve your financial goals. For business owners and investors, income-partners.net provides a platform for connecting with potential partners and exploring collaborative investment opportunities. Strategic collaborations can offer access to unique investments and help you optimize your tax strategies.
5.3. Streamlining Tax Reporting and Compliance
Strategic partnerships can streamline tax reporting and compliance, reducing the administrative burden and ensuring you meet all your tax obligations.
Here’s how partnerships can help:
- Tax Preparation Services: Partnering with a tax professional can simplify the tax preparation process and ensure you file your return accurately and on time.
- Record Keeping: Strategic collaborations can help you maintain accurate records of all your income and expenses, making it easier to prepare your tax return.
- Audit Support: If you are audited by the IRS, your partners can provide support and assistance in responding to the audit.
For example, you might partner with a CPA firm that specializes in tax preparation for investors. The firm can help you gather the necessary documents, prepare your tax return, and represent you in the event of an audit.
According to studies, working with a tax professional can significantly reduce the risk of errors and penalties. For business owners and investors, streamlining tax reporting and compliance is crucial for avoiding legal and financial problems. income-partners.net offers a network of tax professionals and strategic partners who can help you manage your tax obligations effectively. Strategic collaborations can provide you with the expertise and support you need to stay compliant and optimize your tax strategies.
Navigating the complexities of interest income taxes can be challenging, but with the right knowledge and strategies, you can minimize your tax liability and optimize your financial outcomes. By understanding the different types of interest income, utilizing tax-advantaged accounts, and seeking expert advice, you can make informed decisions that benefit your financial future. Income-partners.net offers a wealth of resources and strategic partnerships to help you navigate these complexities and achieve your financial goals.
Ready to take control of your financial future? Explore the opportunities at income-partners.net to discover how strategic partnerships can help you minimize your interest income taxes and maximize your returns. Connect with experts, leverage collaborative investment opportunities, and streamline your tax reporting to achieve financial success. Visit income-partners.net today to start your journey toward financial prosperity.
FAQ: Interest Income Taxes
1. What is considered interest income for tax purposes?
Interest income includes earnings from bank accounts, certificates of deposit (CDs), corporate bonds, Treasury bills, notes, and bonds. It is generally taxable at the federal level, and sometimes at the state and local levels.
2. How is interest income taxed?
Interest income is typically taxed as ordinary income at your federal income tax rate, which can range from 10% to 37% depending on your income level.
3. What is Form 1099-INT, and when will I receive it?
Form 1099-INT reports the amount of taxable interest income you received during the year. You should receive this form if you earned $10 or more in interest from a payer.
4. What is Form 1099-OID, and how does it affect my taxes?
Form 1099-OID reports the original issue discount (OID) on bonds or other debt instruments. If the OID is $10 or more, you should receive this form and may need to include a portion of the discount in your income each year.
5. Are there any types of interest income that are tax-exempt?
Yes, some types of interest income are tax-exempt, such as interest from municipal bonds and certain interest from Series EE and Series I bonds used for qualified education expenses.
6. How do I report interest income on my tax return?
You report interest income on Schedule B (Form 1040) if your total taxable interest is more than $1,500. You’ll list each payer and the amount of interest received.
7. What happens if I fail to report interest income?
Failing to report interest income can lead to penalties, interest charges, and an increased risk of being audited by the IRS.
8. How can I minimize my interest income taxes?
Strategies to minimize interest income taxes include investing in tax-advantaged accounts like 401(k)s and Roth IRAs, utilizing municipal bonds, and considering tax-efficient investments.
9. What are some common mistakes to avoid when dealing with interest income taxes?
Common mistakes include not reporting all interest income, incorrectly claiming tax-exempt interest, and failing to understand Original Issue Discount (OID) rules.
10. How can strategic partnerships help me manage interest income taxes?
Strategic partnerships can provide access to expert financial advice, collaborative investment opportunities, and streamlined tax reporting and compliance, helping you optimize your financial outcomes. Address: 1 University Station, Austin, TX 78712, United States. Phone: +1 (512) 471-3434. Website: income-partners.net.
