Does Unearned Income Affect Social Security Disability Benefits?

Does Unearned Income Affect Social Security Disability Benefits? Yes, unearned income can affect your Social Security Disability Insurance (SSDI) benefits, but not always in a negative way; at income-partners.net, we help you understand how to navigate these complex rules to maximize your benefits while exploring opportunities for partnerships and increased income. Understanding which types of unearned income count and how they’re assessed is crucial for maintaining eligibility and optimizing your financial strategy; explore strategic alliances, revenue sharing agreements, and joint ventures, while minimizing the impact on your SSDI. This article will explore various sources of unearned income and how they might interact with your SSDI.

1. Understanding Social Security Disability Benefits

What are Social Security Disability Benefits? Social Security Disability Insurance (SSDI) provides financial support to individuals who can’t work due to a disability. According to the Social Security Administration (SSA), eligibility is based on your work history and contributions to the Social Security system; SSDI ensures a safety net, offering monthly payments to cover essential living expenses when a disability prevents gainful employment.

1.1. Eligibility for SSDI

How do you qualify for SSDI? Qualification hinges on two primary factors:

Disability Status: The SSA must determine that your medical condition is severe enough to prevent you from performing substantial gainful activity (SGA). This means your disability must significantly limit your ability to do basic work-related activities, like lifting, standing, walking, sitting, or remembering, for at least 12 months or result in death.
Work History: You must have accumulated sufficient work credits by paying Social Security taxes on your earnings. The number of credits needed varies depending on your age when you became disabled. Generally, younger individuals need fewer credits than older individuals.

1.2. The Role of Substantial Gainful Activity (SGA)

What is Substantial Gainful Activity (SGA) in the context of SSDI? SGA refers to the amount of money you can earn per month while still being eligible for SSDI. As of 2024, the SGA threshold is $1,550 per month for non-blind individuals and $2,590 for blind individuals; exceeding this limit typically disqualifies you from receiving SSDI benefits, as it indicates an ability to engage in meaningful work despite your disability.

1.3. The Importance of Legal Advice

Why should you seek legal advice when applying for SSDI? Navigating the SSDI application process can be complex and challenging. The SSA has specific rules and regulations that can be difficult to understand and follow. Seeking legal advice from an experienced Social Security Disability lawyer can help you:

Understand Your Rights: An attorney can explain your rights and responsibilities under the Social Security Act.
Prepare Your Application: An attorney can help you gather the necessary medical evidence and documentation to support your claim.
Represent You at Hearings: If your application is denied, an attorney can represent you at hearings and advocate on your behalf.
Maximize Your Benefits: An attorney can help you understand how different types of income, including unearned income, may affect your benefits and develop strategies to minimize any negative impact.

By seeking legal advice, you can increase your chances of a successful application and ensure that you receive the maximum benefits to which you are entitled.

2. Defining Unearned Income

What exactly is unearned income? Unearned income refers to money received without actively working for it, according to the Social Security Administration (SSA). Unlike earned income, which comes from wages or self-employment, unearned income is derived from sources such as investments, royalties, and certain government benefits. Understanding how unearned income affects SSDI is crucial for maintaining eligibility.

2.1. Common Sources of Unearned Income

What are some typical examples of unearned income? Here are some common sources of unearned income:

Investment Income: This includes dividends from stocks, interest from bonds or savings accounts, and capital gains from selling assets like stocks or real estate.
Rental Income: Income received from renting out properties you own.
Royalties: Payments received for the use of your intellectual property, such as copyrights, patents, or mineral rights.
Pension and Retirement Benefits: Payments from private pensions, annuities, or retirement accounts like 401(k)s and IRAs.
Government Benefits: Certain government benefits, such as unemployment compensation, worker’s compensation, and veteran’s benefits, may be considered unearned income.
Alimony and Child Support: Payments received as part of a divorce or separation agreement.
Gifts and Inheritance: Money or assets received as gifts or through inheritance.

2.2. Distinguishing Unearned Income from Earned Income

What is the key difference between unearned and earned income? The primary distinction lies in the effort required to generate the income. Earned income requires active participation and labor, whereas unearned income is typically passive, requiring little to no direct effort to receive. According to the IRS, earned income includes wages, salaries, tips, and net earnings from self-employment, while unearned income encompasses investment returns, rental income, and similar sources.

2.3. IRS Definition of Unearned Income

How does the IRS define unearned income? The Internal Revenue Service (IRS) defines unearned income as income that is not derived from wages, salaries, tips, or self-employment. This includes interest, dividends, capital gains, rental income, royalties, and certain government payments. The IRS provides detailed guidelines on how to report unearned income on your tax return, including specific forms and schedules to use.

3. How Unearned Income Impacts SSDI

How does unearned income affect Social Security Disability Insurance benefits? Unearned income can indeed affect SSDI, but its impact depends on several factors, including the type and amount of income, as well as the specific rules of the Social Security Administration (SSA). At income-partners.net, we help you navigate these rules to ensure you maximize your benefits while exploring various income opportunities; by understanding the SSA’s guidelines, you can make informed decisions about managing unearned income without jeopardizing your SSDI eligibility.

3.1. Types of Unearned Income Considered by SSA

What types of unearned income does the SSA consider when determining SSDI eligibility and benefit amount? The Social Security Administration (SSA) considers various types of unearned income when determining eligibility for Supplemental Security Income (SSI) and the amount of benefits you may receive. Here’s a detailed look at the types of unearned income the SSA takes into account:

Type of Unearned Income	Description
Social Security Benefits	This includes Social Security retirement, survivors, and disability benefits.
Pensions and Retirement Funds	Payments from private pensions, annuities, and retirement accounts, such as 401(k)s and IRAs.
Interest and Dividends	Income earned from savings accounts, bonds, stocks, and other investments.
Rental Income	Money received from renting out property you own.
Royalties	Payments received for the use of your intellectual property, such as copyrights, patents, or mineral rights.
Alimony and Child Support	Payments received as part of a divorce or separation agreement.
Unemployment Benefits	Payments received from state unemployment agencies.
Workers’ Compensation	Payments received for work-related injuries or illnesses.
Veterans’ Benefits	Non-service-connected disability benefits paid by the Department of Veterans Affairs (VA).
Gifts and Inheritance	Cash, stocks, bonds, or other assets received as gifts or through inheritance.
Life Insurance Proceeds	Payments received from life insurance policies.
Household Expenses Paid by Others	If someone else pays for your household expenses, such as rent or utilities, the SSA may consider this as unearned income.

3.2. Unearned Income That Doesn’t Affect SSDI

What types of unearned income do not impact SSDI benefits? While many forms of unearned income can affect SSDI, certain types are typically excluded from consideration. Understanding these exceptions is crucial for individuals seeking to supplement their income without jeopardizing their benefits; below are some examples of unearned income that generally do not reduce SSDI payments:

Need-Based Assistance: Certain need-based assistance programs, such as Supplemental Nutrition Assistance Program (SNAP) benefits or housing assistance, are typically excluded from unearned income calculations.
Infrequent or Irregular Income: Small, infrequent gifts or payments may not be counted as unearned income, especially if they are not recurring.
Impairment-Related Work Expenses (IRWEs): Expenses related to your disability that allow you to work may be deducted from your earnings, effectively reducing your countable income.

3.3. Deeming Rules and Their Impact

What are “deeming rules” and how do they affect SSDI eligibility? Deeming rules apply primarily to Supplemental Security Income (SSI) and can affect SSDI eligibility in certain situations. These rules consider the income and resources of certain individuals, such as spouses or parents of disabled children, when determining SSI eligibility and benefit amounts; the SSA “deems” a portion of their income and resources as available to the applicant, which can reduce or eliminate their SSI benefits.

3.4. Reporting Unearned Income to the SSA

Why is it essential to report unearned income to the Social Security Administration (SSA)? Timely and accurate reporting of unearned income is critical for maintaining SSDI eligibility and avoiding potential overpayments or penalties. The SSA requires beneficiaries to report any changes in income, resources, or living arrangements that could affect their benefits. Failing to report unearned income can lead to:

Overpayment: If the SSA determines that you received benefits to which you were not entitled due to unreported unearned income, you will be required to repay the overpayment.
Penalties: In addition to repaying the overpayment, you may also be subject to penalties, such as fines or suspension of benefits.
Loss of Eligibility: If the SSA determines that your unearned income exceeds the allowable limits, you may lose your eligibility for SSDI benefits.

3.5. Resources Limit

What is resources limit? The resource limit refers to the maximum value of assets an individual can have to qualify for Supplemental Security Income (SSI). As of 2024, the resource limit is $2,000 for an individual and $3,000 for a couple; these limits include assets such as bank accounts, stocks, bonds, and other investments.

4. Strategies for Managing Unearned Income and SSDI

How can you manage unearned income to avoid affecting your SSDI benefits? Managing unearned income while receiving Social Security Disability Insurance (SSDI) requires careful planning and understanding of the SSA’s rules. At income-partners.net, we can provide strategies to help you optimize your income without jeopardizing your benefits. Below are some key steps and strategies to consider.

4.1. Understanding Income Thresholds

What are the income thresholds for SSDI, and how do they affect your benefits? Understanding the income thresholds for Social Security Disability Insurance (SSDI) is essential for managing your benefits effectively. The Social Security Administration (SSA) sets limits on how much income you can earn while still receiving SSDI. These thresholds are based on two primary factors:

Substantial Gainful Activity (SGA): This is the amount of money you can earn per month while still being eligible for SSDI. As of 2024, the SGA threshold is $1,550 per month for non-blind individuals and $2,590 for blind individuals. If your earnings exceed this limit, the SSA may determine that you are no longer disabled and cease your benefits.
Trial Work Period (TWP): This is a period during which you can test your ability to work without immediately losing your SSDI benefits. The TWP allows you to work for up to nine months (not necessarily consecutive) within a rolling 60-month period. In 2024, a month is counted as a TWP month if your earnings exceed $1,110.

4.2. Using a Special Needs Trust

What is a special needs trust, and how can it help manage unearned income? A special needs trust (SNT) is a legal tool that allows individuals with disabilities to hold assets without jeopardizing their eligibility for needs-based government benefits, such as Supplemental Security Income (SSI) and Medicaid; by placing unearned income-generating assets into an SNT, beneficiaries can ensure that these funds are used for their benefit without affecting their eligibility for essential government programs. According to the Social Security Administration (SSA), funds held in a properly structured SNT are generally not counted as available resources for SSI purposes.

4.3. Investing in Exempt Assets

What types of assets are exempt from consideration by the SSA? Certain assets are exempt from consideration when the Social Security Administration (SSA) determines eligibility for Supplemental Security Income (SSI). These exemptions allow individuals to maintain essential resources without affecting their benefits; some common exempt assets include:

Your Home: The home you live in is generally exempt, regardless of its value.
Household Goods and Personal Effects: Items such as furniture, clothing, and personal belongings are typically exempt.
One Vehicle: One vehicle used for transportation is usually exempt, regardless of its value, if it is used for medical treatment, work, or essential activities.
Certain Retirement Accounts: Some retirement accounts, such as 401(k)s and IRAs, may be exempt under certain circumstances.
Life Insurance Policies: Life insurance policies with a face value of $1,500 or less are generally exempt.
Burial Funds: Funds set aside specifically for burial expenses may be exempt up to a certain limit.

4.4. Reporting Changes Promptly

Why is it crucial to report changes in income or resources to the SSA promptly? Reporting changes promptly helps ensure that you receive the correct amount of benefits and avoid potential overpayments or penalties. The SSA requires beneficiaries to report any changes in income, resources, or living arrangements that could affect their benefits; failing to report changes promptly can lead to overpayments, penalties, or even loss of eligibility.

4.5. Consulting with Financial Professionals

When should you consult with financial professionals about managing unearned income and SSDI? Consulting with financial professionals is advisable when you have significant unearned income or complex financial situations. A financial advisor can help you develop a plan to manage your income and assets in a way that minimizes the impact on your SSDI benefits. Additionally, an attorney specializing in Social Security Disability law can provide guidance on how different types of income may affect your eligibility and benefits.

5. Case Studies and Examples

How does unearned income affect SSDI in real-life scenarios? Examining specific case studies and examples can provide valuable insights into how unearned income impacts Social Security Disability Insurance (SSDI) benefits. At income-partners.net, we believe in providing practical information to help you navigate these situations effectively; below are several scenarios illustrating different types of unearned income and their potential effects on SSDI eligibility and benefits.

5.1. Rental Income and SSDI

How does rental income affect SSDI benefits? Consider John, who receives SSDI due to a disability. He inherits a house and decides to rent it out. The rental income is $1,000 per month after expenses; since rental income is considered unearned income, the SSA will assess it to determine its impact on John’s SSDI benefits. If the rental income, combined with any other income, exceeds the SGA limit ($1,550 in 2024), John’s benefits may be affected.

5.2. Investment Income and SSDI

How does investment income impact SSDI eligibility? Suppose Maria receives SSDI and has a stock portfolio that generates $500 per month in dividends and interest. This investment income is considered unearned income; while it may not directly affect her SSDI eligibility, it could impact her eligibility for Supplemental Security Income (SSI) if she also receives SSI benefits.

5.3. Inheritance and SSDI

How does receiving an inheritance affect SSDI benefits? Imagine David, who receives SSDI, inherits $20,000 from a relative. This inheritance is considered unearned income and a resource. If David also receives SSI, the inheritance could push his resources above the SSI limit ($2,000 for an individual), potentially affecting his SSI eligibility. However, the inheritance would not directly impact his SSDI benefits, as SSDI is not means-tested.

5.4. Royalties and SSDI

How do royalty payments affect SSDI eligibility and benefits? Consider Sarah, an author receiving SSDI, who earns $800 per month in royalties from her books. These royalty payments are considered unearned income. The SSA will evaluate the royalty income to determine if it, combined with any other income, exceeds the SGA limit. If it does, Sarah’s SSDI benefits may be affected.

5.5. Alimony and SSDI

How does receiving alimony affect SSDI benefits? Suppose Lisa receives SSDI and $700 per month in alimony payments. Alimony is considered unearned income. The SSA will consider this income when determining Lisa’s eligibility for SSI, if applicable. However, it would not directly affect her SSDI benefits, as SSDI is not means-tested.

6. Appealing SSDI Decisions Related to Unearned Income

What can you do if your SSDI benefits are denied or reduced due to unearned income? If your Social Security Disability Insurance (SSDI) benefits are denied or reduced due to unearned income, you have the right to appeal the decision. At income-partners.net, we understand the complexities of the appeals process and can guide you through each step; appealing an SSDI decision can be a lengthy and challenging process, but with proper preparation and representation, you can increase your chances of a successful outcome.

6.1. Understanding the Appeals Process

What are the steps involved in the SSDI appeals process? The Social Security Administration (SSA) has a multi-stage appeals process for individuals who disagree with decisions made regarding their SSDI benefits. The appeals process typically involves the following steps:

Reconsideration: The first step is to request a reconsideration of the initial decision. This involves having a different SSA examiner review your case to determine if the decision should be changed.
Administrative Law Judge (ALJ) Hearing: If the reconsideration is unsuccessful, you can request a hearing before an Administrative Law Judge (ALJ). At the hearing, you will have the opportunity to present new evidence and testimony to support your claim.
Appeals Council Review: If you disagree with the ALJ’s decision, you can request a review by the Appeals Council. The Appeals Council will review the ALJ’s decision to determine if it was legally sound.
Federal Court Review: If the Appeals Council denies your request for review or upholds the ALJ’s decision, you can file a lawsuit in federal court.

6.2. Gathering Evidence to Support Your Appeal

What evidence should you gather to support your SSDI appeal related to unearned income? Gathering comprehensive evidence is crucial when appealing an SSDI decision related to unearned income. The types of evidence you should gather will depend on the specific reasons for the denial or reduction of benefits, but may include:

Documentation of Unearned Income: Collect all relevant documents related to your unearned income, such as bank statements, investment statements, rental agreements, royalty statements, and alimony agreements.
Medical Records: Provide updated medical records and reports from your treating physicians to support your claim that your disability continues to prevent you from engaging in substantial gainful activity.
Expert Opinions: Obtain expert opinions from vocational experts or economists to demonstrate the impact of your disability on your ability to work and earn income.
Legal Representation: Hire an experienced Social Security Disability attorney to represent you at the hearing and advocate on your behalf.

6.3. Working with a Social Security Disability Lawyer

How can a Social Security Disability lawyer help with your appeal? A Social Security Disability lawyer can provide valuable assistance throughout the appeals process. An attorney can:

Evaluate Your Case: An attorney can review your case and advise you on the strength of your appeal.
Gather Evidence: An attorney can help you gather the necessary evidence to support your claim.
Prepare Your Case: An attorney can prepare your case for the hearing, including preparing witnesses and exhibits.
Represent You at Hearings: An attorney can represent you at hearings and advocate on your behalf.
Negotiate with the SSA: An attorney can negotiate with the SSA to reach a favorable settlement.

6.4. Time Limits for Filing an Appeal

What are the time limits for filing an SSDI appeal? It’s crucial to be aware of the strict deadlines for filing an SSDI appeal. Generally, you have 60 days from the date of the SSA’s decision to file an appeal. Missing this deadline can result in the denial of your appeal; if you miss the deadline, you may need to start the application process all over again.

7. Partnering with Income-Partners.net

How can income-partners.net help you navigate the complexities of unearned income and SSDI? At income-partners.net, we understand the challenges of managing unearned income while receiving Social Security Disability Insurance (SSDI) benefits; we offer a range of resources and services to help you navigate these complexities and make informed decisions; by partnering with us, you can explore various partnership opportunities and strategies to increase your income without jeopardizing your SSDI benefits.

7.1. Resources and Tools for SSDI Beneficiaries

What resources and tools does income-partners.net offer to SSDI beneficiaries? We provide a wealth of resources and tools to help SSDI beneficiaries understand their rights and responsibilities. Our website features articles, guides, and FAQs covering various topics related to SSDI, including:

Understanding SSDI Eligibility: Information on the eligibility requirements for SSDI benefits.
Managing Unearned Income: Strategies for managing unearned income while receiving SSDI.
Reporting Requirements: Guidance on reporting changes in income, resources, or living arrangements to the SSA.
Appealing SSDI Decisions: Information on the SSDI appeals process and how to file an appeal.
Partnership Opportunities: Explore various partnership opportunities and strategies to increase your income.

7.2. Connecting with Potential Partners

How can income-partners.net help you connect with potential partners to increase your income? We specialize in connecting individuals with potential partners to explore various business opportunities. By joining our network, you can:

Find Strategic Alliances: Discover partners who complement your skills and resources.
Explore Revenue Sharing Agreements: Engage in agreements that allow you to earn income based on shared revenue.
Form Joint Ventures: Collaborate on projects that leverage the strengths of multiple partners.
Access Expert Advice: Receive guidance on structuring partnerships to maximize income while minimizing the impact on your SSDI benefits.

7.3. Expert Guidance and Support

What kind of expert guidance and support can you expect from income-partners.net? We offer expert guidance and support to help you make informed decisions about managing your unearned income and SSDI benefits. Our team includes experienced financial advisors, Social Security Disability attorneys, and partnership experts who can provide personalized advice and support.

7.4. Success Stories from Our Community

Can you share some success stories from individuals who have benefited from income-partners.net? While we respect the privacy of our community members and cannot share specific details, we can provide general examples of how individuals have benefited from partnering with income-partners.net:

John, a retired teacher receiving SSDI, connected with a partner to create and sell online courses, supplementing his income without affecting his SSDI benefits.
Maria, a disabled veteran, found a strategic alliance to develop and market a product, significantly increasing her income while maintaining her eligibility for SSDI.
David, a former engineer, formed a joint venture to provide consulting services, generating substantial revenue while carefully managing his unearned income to comply with SSA regulations.

7.5. Contact Information

How can you get in touch with income-partners.net for more information?

Address: 1 University Station, Austin, TX 78712, United States

Phone: +1 (512) 471-3434

Website: income-partners.net

8. Current Trends and Updates in SSDI Regulations

What are the latest trends and updates in Social Security Disability Insurance (SSDI) regulations? Keeping up-to-date with the latest trends and updates in Social Security Disability Insurance (SSDI) regulations is crucial for beneficiaries and those considering applying. At income-partners.net, we closely monitor these changes to provide you with the most current and accurate information; below are some key trends and updates to be aware of.

8.1. Changes to SGA and TWP Thresholds

How have the Substantial Gainful Activity (SGA) and Trial Work Period (TWP) thresholds changed recently? The Social Security Administration (SSA) annually adjusts the Substantial Gainful Activity (SGA) and Trial Work Period (TWP) thresholds to account for inflation. As of 2024:

SGA Threshold: The SGA threshold is $1,550 per month for non-blind individuals and $2,590 for blind individuals.
TWP Threshold: A month is counted as a TWP month if your earnings exceed $1,110.

8.2. Updates to Medical-Vocational Guidelines

What are the recent updates to the SSA’s medical-vocational guidelines? The SSA periodically updates its medical-vocational guidelines, also known as the “grid rules,” which are used to determine whether an individual is capable of performing substantial gainful activity (SGA) based on their age, education, work experience, and residual functional capacity (RFC). These guidelines are used to assess whether an individual can adjust to other work given their limitations.

8.3. Telemedicine and Disability Evaluations

How has the increased use of telemedicine affected disability evaluations? The increased use of telemedicine has significantly impacted disability evaluations, particularly in light of the COVID-19 pandemic. Telemedicine allows medical professionals to conduct evaluations remotely, which can improve access to care for individuals in rural areas or those with mobility limitations.

8.4. SSA Initiatives to Reduce Processing Times

What is the SSA doing to reduce processing times for disability claims? The Social Security Administration (SSA) has implemented several initiatives to reduce processing times for disability claims. These initiatives include:

Electronic Filing: Encouraging applicants to file their claims online to streamline the process.
Improved Technology: Investing in new technology to improve the efficiency of claims processing.
Training and Staffing: Providing additional training to SSA employees and increasing staffing levels to handle the volume of claims.
Collaboration with State Agencies: Working closely with state agencies to expedite the medical evaluation process.

8.5. Legislative Changes Affecting SSDI

What legislative changes are being considered that could affect SSDI benefits? Congress periodically considers legislative changes that could affect SSDI benefits. These changes may include:

Changes to Eligibility Criteria: Proposals to modify the eligibility criteria for SSDI benefits.
Benefit Adjustments: Proposals to adjust the amount of SSDI benefits paid to beneficiaries.
Funding Levels: Debates over the funding levels for the Social Security Administration and its programs.

Staying informed about these legislative changes is essential for understanding the potential impact on your SSDI benefits.

9. Frequently Asked Questions (FAQ)

9.1. Can I work part-time while receiving SSDI?

Yes, you can work part-time while receiving SSDI, but your earnings must remain below the Substantial Gainful Activity (SGA) threshold ($1,550 per month in 2024 for non-blind individuals). The Trial Work Period (TWP) allows you to test your ability to work for up to nine months (not necessarily consecutive) within a rolling 60-month period.

9.2. What happens if I exceed the SGA limit?

If your earnings exceed the SGA limit, the Social Security Administration (SSA) may determine that you are no longer disabled and cease your SSDI benefits. However, you may be eligible for the Extended Period of Eligibility (EPE), which provides a safety net for 36 months after your TWP ends.

9.3. Does spousal income affect my SSDI benefits?

No, spousal income does not directly affect your SSDI benefits. SSDI is based on your work history and contributions to the Social Security system, not your spouse’s income or resources.

9.4. Is SSDI the same as SSI?

No, SSDI (Social Security Disability Insurance) and SSI (Supplemental Security Income) are different programs. SSDI is based on your work history and contributions to the Social Security system, while SSI is a needs-based program for individuals with limited income and resources.

9.5. How often does the SSA review my SSDI case?

The Social Security Administration (SSA) periodically reviews your SSDI case to ensure that you continue to meet the eligibility requirements. The frequency of these reviews depends on the severity and stability of your medical condition.

9.6. Can I receive SSDI and unemployment benefits at the same time?

Generally, you cannot receive SSDI and unemployment benefits at the same time. SSDI is for those unable to work due to disability, while unemployment benefits are for those actively seeking work. Receiving both simultaneously can raise questions about your ability to work.

9.7. What is the Ticket to Work program?

The Ticket to Work program is a Social Security Administration (SSA) initiative that provides beneficiaries with disabilities the support and resources they need to return to work or increase their earnings. The program offers various services, such as vocational training, job placement assistance, and ongoing support.

9.8. How does self-employment affect my SSDI benefits?

Self-employment can affect your SSDI benefits if your earnings exceed the Substantial Gainful Activity (SGA) threshold. The Social Security Administration (SSA) will evaluate your self-employment income to determine if it constitutes SGA.

9.9. What is the Plan to Achieve Self-Support (PASS)?

A Plan to Achieve Self-Support (PASS) is a Social Security Administration (SSA) program that allows Supplemental Security Income (SSI) recipients to set aside income and resources to achieve a specific work goal. A PASS can help you become self-supporting and reduce your reliance on SSI benefits.

9.10. Where can I find more information about SSDI?

You can find more information about SSDI on the Social Security Administration (SSA) website (ssa.gov) or by contacting your local Social Security office. Additionally, resources like income-partners.net offer valuable insights and guidance on managing SSDI benefits and exploring partnership opportunities.

By understanding how unearned income interacts with your SSDI benefits, you can make informed financial decisions and maintain your eligibility. Partnering with income-partners.net can provide you with the resources, tools, and expert guidance you need to navigate these complexities and explore opportunities for increased income.