Do You Need To File Income Tax On Social Security benefits? The answer is, it depends, and at income-partners.net, we can help you navigate the complexities of tax regulations. Your Social Security benefits may be taxable depending on your total income. Understanding these rules can help you optimize your tax strategy and explore partnership opportunities for increased financial growth. We can help you find collaborative ventures, tax reduction strategies, and income growth partnerships.
1. Understanding Social Security Benefits and Taxation
Social Security benefits, including retirement, survivor, and disability benefits, are a critical source of income for many Americans. However, it’s essential to know that these benefits might be subject to federal income tax. The amount of your Social Security benefits that are taxable depends on your total income and filing status.
1.1. Types of Social Security Benefits
Social Security encompasses various types of benefits designed to support individuals and families at different stages of life. Understanding these categories is crucial to managing your finances and taxes effectively.
- Retirement Benefits: These are paid to retired workers who have accumulated enough work credits during their careers. The amount you receive is based on your earnings history.
- Survivor Benefits: These are paid to the surviving spouse, children, and sometimes other family members of a deceased worker who was insured under Social Security.
- Disability Benefits: These are paid to workers who become disabled and are unable to work. The disability must be severe enough to prevent the individual from engaging in substantial gainful activity.
1.2. Reporting Your Social Security Benefits
The Social Security Administration (SSA) provides you with Form SSA-1099, Social Security Benefit Statement, each January. This form details the total amount of benefits you received during the previous year. Box 5 of this form shows the net amount of benefits you received, which you’ll need to report on your tax return.
- Form SSA-1099: This form is crucial for filing your taxes accurately. Make sure to keep it in a safe place and use the information it provides when preparing your tax return. If you don’t receive your SSA-1099, you can request a replacement online through your my Social Security account or by contacting the Social Security Administration directly.
- Tax Form 1040: The amount reported on Form SSA-1099 is then transferred to line 6a of Form 1040 or Form 1040-SR (U.S. Tax Return for Seniors). The taxable portion of your Social Security benefits is reported on line 6b.
1.3. Factors Determining Taxability
Whether or not your Social Security benefits are taxable depends on your “provisional income,” which is your adjusted gross income (AGI), plus tax-exempt interest, plus one-half of your Social Security benefits.
- Provisional Income Calculation: This calculation determines whether your benefits will be taxed. It includes your adjusted gross income, tax-exempt interest, and half of your Social Security benefits.
- Filing Status: Your filing status (e.g., single, married filing jointly, married filing separately) affects the threshold at which your benefits become taxable. Different thresholds apply to different filing statuses, so it’s important to know which one applies to you.
1.4. Base Amounts for Filing Status
The IRS uses specific base amounts to determine if your Social Security benefits are taxable. These amounts vary based on your filing status:
- Single, Head of Household, or Qualifying Surviving Spouse: $25,000
- Married Filing Jointly: $32,000
- Married Filing Separately (and lived apart from your spouse for the entire year): $25,000
- Married Filing Separately (and lived with your spouse at any time during the tax year): $0
Example: If you’re single and your provisional income is $30,000, then your Social Security benefits may be taxable. If you’re married filing jointly and your combined provisional income is $40,000, your benefits may also be taxable.
1.5. Taxable Portion Calculation
To calculate the taxable portion of your Social Security benefits, you can use the worksheet in the Instructions for Form 1040, IRS Publication 915, or the IRS’s online tool, “Are my Social Security or railroad retirement tier I benefits taxable?” These resources provide detailed instructions and worksheets to help you determine the taxable amount.
- IRS Resources: The IRS offers various resources to help you calculate the taxable portion of your benefits, including publications, worksheets, and online tools.
- Tax Software: Many tax software programs can also help you calculate this amount.
2. Detailed Breakdown of Income Thresholds and Tax Implications
Understanding the specific income thresholds and their tax implications is essential for accurate tax planning. The following sections provide a detailed breakdown of these factors.
2.1. Single, Head of Household, or Qualifying Surviving Spouse
For individuals filing as single, head of household, or qualifying surviving spouse, the base amount is $25,000. If your provisional income exceeds this amount, a portion of your Social Security benefits may be taxable.
- Up to 50% Taxable: If your provisional income is between $25,000 and $34,000, up to 50% of your Social Security benefits may be taxable.
- Up to 85% Taxable: If your provisional income exceeds $34,000, up to 85% of your benefits may be taxable.
2.2. Married Filing Jointly
For those married filing jointly, the base amount is $32,000. When calculating provisional income, you and your spouse must combine your incomes and Social Security benefits.
- Up to 50% Taxable: If your combined provisional income is between $32,000 and $44,000, up to 50% of your Social Security benefits may be taxable.
- Up to 85% Taxable: If your combined provisional income exceeds $44,000, up to 85% of your benefits may be taxable.
2.3. Married Filing Separately
The rules for those married filing separately are more complex. If you lived apart from your spouse for the entire year, the base amount is $25,000, and the same rules apply as for single filers. However, if you lived with your spouse at any time during the tax year, the base amount is $0, meaning your benefits are likely taxable.
- Living Apart: If you lived apart from your spouse for the entire year, the same thresholds apply as for single filers.
- Living Together: If you lived with your spouse at any time during the tax year, your benefits are very likely to be taxable.
2.4. Example Scenarios
Let’s consider a few example scenarios to illustrate how these rules work:
-
Scenario 1: Single Filer
- Adjusted Gross Income (AGI): $20,000
- Tax-Exempt Interest: $2,000
- Social Security Benefits: $10,000
- Provisional Income: $20,000 + $2,000 + ($10,000 / 2) = $27,000
Since $27,000 is greater than the base amount of $25,000, a portion of the Social Security benefits may be taxable.
-
Scenario 2: Married Filing Jointly
- Combined AGI: $35,000
- Combined Tax-Exempt Interest: $3,000
- Combined Social Security Benefits: $15,000
- Provisional Income: $35,000 + $3,000 + ($15,000 / 2) = $45,500
Since $45,500 is greater than the base amount of $32,000, a portion of the Social Security benefits may be taxable.
-
Scenario 3: Married Filing Separately (Lived Together)
- AGI: $15,000
- Tax-Exempt Interest: $1,000
- Social Security Benefits: $8,000
- Provisional Income: $15,000 + $1,000 + ($8,000 / 2) = $20,000
Since the base amount is $0 because the couple lived together during the tax year, a portion of the Social Security benefits will be taxable.
2.5. Strategies to Minimize Taxable Benefits
Several strategies can help minimize the amount of Social Security benefits subject to tax:
- Tax-Advantaged Investments: Investing in tax-advantaged accounts like 401(k)s and IRAs can reduce your AGI, potentially lowering your provisional income.
- Roth Conversions: Converting traditional IRA funds to a Roth IRA can increase your taxable income in the current year but may result in tax-free withdrawals in retirement, reducing future taxable Social Security benefits.
- Managing Withdrawals: Strategically managing withdrawals from retirement accounts can help control your AGI and provisional income.
- Working with a Financial Advisor: A financial advisor can help you develop a comprehensive plan to minimize taxes and maximize your retirement income.
3. Comprehensive Guide to IRS Forms and Publications
Navigating IRS forms and publications can be daunting. This section provides a comprehensive guide to help you understand and use the relevant resources for Social Security benefits and taxes.
3.1. Form SSA-1099: Social Security Benefit Statement
As previously mentioned, Form SSA-1099 is essential for reporting your Social Security benefits on your tax return. This form summarizes the total benefits you received during the tax year and is typically mailed to you in January.
- Key Information: The most important information on this form is the net amount of benefits reported in Box 5. This is the amount you’ll use to calculate your taxable Social Security benefits.
- Replacement Form: If you don’t receive your SSA-1099, you can request a replacement online through your my Social Security account or by contacting the Social Security Administration.
3.2. Form 1040: U.S. Individual Income Tax Return
Form 1040 is the standard form used to file your federal income tax return. You’ll report your Social Security benefits on lines 6a and 6b of this form.
- Line 6a: Report the total amount of Social Security benefits you received, as shown on Form SSA-1099.
- Line 6b: Report the taxable portion of your Social Security benefits, which you’ll calculate using the worksheets provided by the IRS.
3.3. IRS Publication 915: Social Security and Equivalent Railroad Retirement Benefits
IRS Publication 915 provides detailed guidance on the taxability of Social Security and railroad retirement benefits. It includes worksheets and examples to help you calculate the taxable portion of your benefits.
- Worksheets: The publication includes detailed worksheets to guide you through the calculation process.
- Examples: The publication provides real-world examples to illustrate how the rules apply to different situations.
3.4. IRS Publication 590-A: Contributions to Individual Retirement Arrangements (IRAs)
If you contribute to a traditional IRA and are covered by a retirement plan at work, you may need to use the special worksheets in Appendix B of Publication 590-A to determine the taxable portion of your Social Security benefits and your IRA deduction.
- Special Worksheets: These worksheets take into account the interaction between your IRA contributions and Social Security benefits.
- IRA Deduction: The worksheets help you determine the amount of your IRA contributions that you can deduct from your taxable income.
3.5. IRS Interactive Tax Assistant (ITA)
The IRS offers an online tool called the Interactive Tax Assistant (ITA), which can help you determine whether your Social Security benefits are taxable. This tool asks you a series of questions and provides personalized guidance based on your answers.
- Online Tool: The ITA is an easy-to-use online tool that can help you understand your tax obligations.
- Personalized Guidance: The tool provides personalized guidance based on your specific circumstances.
4. Real-Life Scenarios and Case Studies
To better illustrate the complexities of Social Security taxation, let’s examine several real-life scenarios and case studies.
4.1. Case Study 1: The Retired Teacher
Background:
- Name: Mrs. Johnson
- Occupation: Retired teacher
- Filing Status: Single
- Age: 70
- Annual Social Security Benefits: $20,000
- Pension Income: $28,000
- Tax-Exempt Interest: $1,000
Analysis:
-
Calculate Provisional Income:
- Adjusted Gross Income (AGI): $28,000 (pension income)
- Tax-Exempt Interest: $1,000
- One-Half of Social Security Benefits: $20,000 / 2 = $10,000
- Provisional Income: $28,000 + $1,000 + $10,000 = $39,000
-
Determine Taxability:
- The base amount for a single filer is $25,000. Since Mrs. Johnson’s provisional income ($39,000) exceeds this amount, her Social Security benefits are taxable.
-
Calculate Taxable Portion:
- Since her provisional income exceeds $34,000, up to 85% of her Social Security benefits may be taxable.
- Using IRS Publication 915, Mrs. Johnson calculates that $17,000 of her Social Security benefits are taxable.
Outcome:
- Mrs. Johnson must include $17,000 of her Social Security benefits in her taxable income.
4.2. Case Study 2: The Small Business Owner
Background:
- Name: Mr. Smith
- Occupation: Small business owner
- Filing Status: Married Filing Jointly
- Age: 68
- Annual Social Security Benefits: $15,000 (Mr. Smith) + $7,500 (Mrs. Smith) = $22,500
- Business Income: $40,000
- Tax-Exempt Interest: $2,000
Analysis:
-
Calculate Provisional Income:
- Adjusted Gross Income (AGI): $40,000 (business income)
- Tax-Exempt Interest: $2,000
- One-Half of Social Security Benefits: $22,500 / 2 = $11,250
- Provisional Income: $40,000 + $2,000 + $11,250 = $53,250
-
Determine Taxability:
- The base amount for married filing jointly is $32,000. Since Mr. and Mrs. Smith’s provisional income ($53,250) exceeds this amount, their Social Security benefits are taxable.
-
Calculate Taxable Portion:
- Since their provisional income exceeds $44,000, up to 85% of their Social Security benefits may be taxable.
- Using IRS Publication 915, Mr. and Mrs. Smith calculate that $19,125 of their Social Security benefits are taxable.
Outcome:
- Mr. and Mrs. Smith must include $19,125 of their Social Security benefits in their taxable income.
4.3. Case Study 3: The Divorced Retiree
Background:
- Name: Ms. Davis
- Occupation: Retired
- Filing Status: Single
- Age: 65
- Annual Social Security Benefits: $18,000
- IRA Distributions: $25,000
- Tax-Exempt Interest: $500
Analysis:
-
Calculate Provisional Income:
- Adjusted Gross Income (AGI): $25,000 (IRA distributions)
- Tax-Exempt Interest: $500
- One-Half of Social Security Benefits: $18,000 / 2 = $9,000
- Provisional Income: $25,000 + $500 + $9,000 = $34,500
-
Determine Taxability:
- The base amount for a single filer is $25,000. Since Ms. Davis’s provisional income ($34,500) exceeds this amount, her Social Security benefits are taxable.
-
Calculate Taxable Portion:
- Since her provisional income exceeds $34,000, up to 85% of her Social Security benefits may be taxable.
- Using IRS Publication 915, Ms. Davis calculates that $15,300 of her Social Security benefits are taxable.
Outcome:
- Ms. Davis must include $15,300 of her Social Security benefits in her taxable income.
These case studies illustrate how different income sources and filing statuses can impact the taxability of Social Security benefits. It’s important to carefully calculate your provisional income and use the appropriate IRS resources to determine the taxable portion of your benefits accurately.
5. Leveraging Partnerships for Enhanced Income and Tax Efficiency
While understanding the tax implications of Social Security is crucial, exploring partnerships can offer avenues for enhanced income and improved tax efficiency. At income-partners.net, we specialize in connecting individuals with strategic partnerships to boost their financial well-being.
5.1. Types of Partnerships
There are various types of partnerships that can help you increase your income and potentially reduce your tax burden:
- Business Partnerships: Collaborating with other businesses can lead to increased revenue and market share.
- Investment Partnerships: Pooling resources with other investors can open up opportunities for larger and more profitable investments.
- Joint Ventures: Working together on specific projects can combine expertise and resources for mutual benefit.
- Affiliate Marketing: Partnering with businesses to promote their products or services can generate additional income.
5.2. Benefits of Partnerships
Partnerships offer numerous benefits, including:
- Increased Income: By combining resources and expertise, partnerships can lead to higher revenue and profits.
- Reduced Expenses: Sharing costs with partners can lower your overall expenses.
- Expanded Network: Partnerships can expand your network of contacts and open up new opportunities.
- Tax Advantages: Certain partnership structures may offer tax advantages, such as pass-through taxation.
5.3. Strategies for Finding the Right Partners
Finding the right partners is essential for a successful partnership. Here are some strategies to consider:
- Networking: Attend industry events and join professional organizations to meet potential partners.
- Online Platforms: Use online platforms like income-partners.net to connect with businesses and individuals seeking partnerships.
- Due Diligence: Thoroughly research potential partners to ensure they are reputable and have a track record of success.
- Clear Agreements: Establish clear agreements that outline the roles, responsibilities, and financial arrangements of each partner.
5.4. Case Studies of Successful Partnerships
-
Case Study 1: The Tech Startup and the Marketing Agency
A tech startup partnered with a marketing agency to promote its new product. The marketing agency provided expertise in branding, advertising, and social media marketing, which helped the startup reach a wider audience and increase sales.
-
Case Study 2: The Real Estate Investor and the Contractor
A real estate investor partnered with a contractor to renovate and flip properties. The contractor provided expertise in construction and renovation, while the investor provided the capital and managed the financial aspects of the projects. This partnership allowed them to complete more projects and increase their profits.
-
Case Study 3: The E-commerce Business and the Logistics Company
An e-commerce business partnered with a logistics company to streamline its shipping and fulfillment processes. The logistics company provided warehousing, packaging, and shipping services, which helped the e-commerce business reduce costs and improve customer satisfaction.
These case studies demonstrate the potential benefits of partnerships across various industries.
5.5. How Income-Partners.net Can Help
At income-partners.net, we provide a platform for individuals and businesses to connect and form strategic partnerships. Our platform offers:
- A Network of Potential Partners: Access a diverse network of businesses and individuals seeking partnership opportunities.
- Tools and Resources: Utilize our tools and resources to find, evaluate, and connect with potential partners.
- Expert Guidance: Receive expert guidance on structuring and managing partnerships for maximum success.
- Opportunities for Increased Income: Unlock opportunities for increased income and financial growth through strategic partnerships.
6. Estate Planning Considerations for Social Security Benefits
Estate planning is another crucial aspect of managing your Social Security benefits and ensuring your financial security. Proper estate planning can help you minimize taxes, protect your assets, and provide for your loved ones.
6.1. Understanding Estate Taxes
Estate taxes are taxes levied on the transfer of your assets to your heirs after your death. The federal estate tax is currently applicable to estates exceeding a certain threshold, which is adjusted annually.
- Federal Estate Tax: The federal estate tax can significantly reduce the value of your estate.
- State Estate Taxes: Some states also have their own estate taxes, which can further impact your estate.
6.2. Strategies to Minimize Estate Taxes
Several strategies can help minimize estate taxes:
- Gifting: Making gifts during your lifetime can reduce the value of your estate.
- Trusts: Establishing trusts can help protect your assets from estate taxes and provide for your heirs.
- Life Insurance: Life insurance can provide liquidity to pay estate taxes and other expenses.
- Charitable Donations: Making charitable donations can reduce the value of your estate and provide tax benefits.
6.3. Social Security and Survivor Benefits
Survivor benefits are paid to the surviving spouse and dependents of a deceased worker who was insured under Social Security. These benefits can provide crucial financial support to your family.
- Eligibility: To be eligible for survivor benefits, the deceased worker must have accumulated enough work credits during their career.
- Benefit Amount: The amount of survivor benefits depends on the deceased worker’s earnings history and the relationship of the survivor to the deceased.
6.4. Integrating Social Security into Your Estate Plan
Integrating Social Security into your estate plan involves considering how these benefits will impact your overall financial situation and how they can be used to provide for your loved ones.
- Financial Planning: Work with a financial advisor to integrate Social Security into your overall financial plan.
- Legal Advice: Seek legal advice to ensure your estate plan is properly structured to minimize taxes and protect your assets.
6.5. Resources for Estate Planning
- Financial Advisors: Financial advisors can provide expert guidance on estate planning strategies.
- Estate Planning Attorneys: Estate planning attorneys can help you create wills, trusts, and other legal documents.
- IRS Publications: The IRS offers various publications on estate taxes and estate planning.
7. Common Mistakes to Avoid When Filing Income Tax on Social Security
Filing income tax on Social Security benefits can be complex, and it’s easy to make mistakes. Here are some common mistakes to avoid:
7.1. Incorrectly Calculating Provisional Income
One of the most common mistakes is incorrectly calculating provisional income. Make sure to include all sources of income, including adjusted gross income, tax-exempt interest, and one-half of your Social Security benefits.
- Double-Check Your Math: Carefully review your calculations to ensure accuracy.
- Use IRS Resources: Utilize IRS publications and online tools to help you calculate your provisional income.
7.2. Using the Wrong Filing Status
Using the wrong filing status can significantly impact the taxability of your Social Security benefits. Make sure you are using the correct filing status based on your marital status and living situation.
- Understand the Rules: Familiarize yourself with the rules for each filing status.
- Seek Professional Advice: If you’re unsure about your filing status, seek advice from a tax professional.
7.3. Not Reporting All Income
Failing to report all sources of income can lead to penalties and interest. Make sure you are reporting all income, including wages, self-employment income, investment income, and retirement distributions.
- Keep Accurate Records: Maintain accurate records of all your income sources.
- Review Your Tax Return: Carefully review your tax return to ensure all income is reported.
7.4. Not Taking Advantage of Deductions and Credits
Many deductions and credits can reduce your taxable income and lower your tax liability. Make sure you are taking advantage of all the deductions and credits you are eligible for.
- Itemized Deductions: Consider itemizing your deductions if they exceed the standard deduction.
- Tax Credits: Explore various tax credits, such as the earned income tax credit and the child tax credit.
7.5. Not Seeking Professional Advice
Failing to seek professional advice from a tax advisor or financial planner can lead to costly mistakes. A professional can help you navigate the complexities of Social Security taxation and develop a tax-efficient financial plan.
- Find a Qualified Professional: Look for a qualified tax advisor or financial planner with experience in Social Security taxation.
- Schedule Regular Check-Ins: Schedule regular check-ins with your advisor to ensure your tax plan is up-to-date.
8. Staying Updated on Social Security Changes
Social Security laws and regulations are subject to change, so it’s important to stay updated on the latest developments.
8.1. Monitoring Legislative Changes
Keep an eye on legislative changes that could impact Social Security benefits and taxation. Congress often considers changes to Social Security, so it’s important to stay informed.
- Follow News Outlets: Follow reputable news outlets that cover Social Security and tax policy.
- Contact Your Representatives: Contact your elected representatives to express your views on Social Security issues.
8.2. Reviewing IRS Updates
The IRS regularly updates its publications and guidance on Social Security taxation. Make sure to review these updates to stay informed about the latest rules and regulations.
- Check the IRS Website: Visit the IRS website regularly to check for updates.
- Subscribe to IRS Updates: Subscribe to IRS email updates to receive notifications about changes.
8.3. Consulting with Professionals
Consulting with a tax advisor or financial planner can help you stay updated on Social Security changes and understand how they impact your financial situation.
- Regular Check-Ins: Schedule regular check-ins with your advisor to discuss any changes and their implications.
- Professional Guidance: Rely on your advisor for expert guidance on navigating Social Security changes.
8.4. Using Online Resources
Numerous online resources can help you stay informed about Social Security changes.
- Social Security Administration Website: The Social Security Administration website provides comprehensive information on Social Security benefits and regulations.
- Financial News Websites: Financial news websites often provide coverage of Social Security changes and their impact on retirees.
9. Frequently Asked Questions (FAQ) About Social Security and Income Tax
Here are some frequently asked questions about Social Security and income tax:
9.1. Is all of my Social Security benefit taxable?
No, not all of your Social Security benefit is necessarily taxable. The taxable portion depends on your provisional income and filing status.
9.2. What is provisional income, and how is it calculated?
Provisional income is your adjusted gross income (AGI) plus tax-exempt interest plus one-half of your Social Security benefits.
9.3. What is Form SSA-1099, and where can I find it?
Form SSA-1099 is the Social Security Benefit Statement. You’ll receive it from the Social Security Administration in January. If you don’t receive it, you can request a replacement online or by contacting the SSA.
9.4. What if I disagree with the amount shown on my SSA-1099?
If you disagree with the amount shown on your SSA-1099, contact the Social Security Administration to request a correction.
9.5. Can I reduce the amount of Social Security benefits that are taxable?
Yes, you can reduce the amount of Social Security benefits that are taxable by reducing your adjusted gross income (AGI) through tax-advantaged investments and other strategies.
9.6. Do state taxes affect the taxability of my Social Security benefits?
No, state taxes do not affect the federal taxability of your Social Security benefits. However, some states may tax Social Security benefits at the state level.
9.7. Where can I find the worksheets to calculate the taxable portion of my Social Security benefits?
You can find the worksheets in IRS Publication 915 and in the Instructions for Form 1040.
9.8. What happens if I don’t report my Social Security benefits on my tax return?
Failing to report your Social Security benefits on your tax return can lead to penalties and interest.
9.9. Are Social Security survivor benefits taxable?
Yes, Social Security survivor benefits are subject to the same tax rules as retirement and disability benefits. The taxability depends on the survivor’s provisional income and filing status.
9.10. Should I consult with a tax professional about my Social Security benefits and taxes?
Yes, consulting with a tax professional can provide you with personalized guidance and help you optimize your tax strategy.
10. Maximizing Your Financial Potential with Income-Partners.net
Understanding the tax implications of Social Security benefits is just one piece of the puzzle when it comes to maximizing your financial potential. At income-partners.net, we offer a comprehensive suite of resources and tools to help you achieve your financial goals.
10.1. Finding Partnership Opportunities
Our platform connects you with a diverse network of businesses and individuals seeking partnership opportunities. Whether you’re looking to expand your business, invest in new ventures, or generate additional income, we can help you find the right partners.
10.2. Building Strategic Alliances
We provide guidance and resources to help you build strategic alliances that can drive growth and profitability. Our experts can help you identify potential partners, negotiate agreements, and manage relationships for maximum success.
10.3. Generating Additional Income Streams
We offer strategies and tools to help you generate additional income streams, such as affiliate marketing, online courses, and consulting services. Our platform can help you diversify your income and increase your financial security.
10.4. Enhancing Your Financial Literacy
We provide educational resources to enhance your financial literacy and empower you to make informed decisions. Our articles, guides, and webinars cover a wide range of topics, including Social Security taxation, retirement planning, investment strategies, and estate planning.
10.5. Achieving Financial Independence
Our ultimate goal is to help you achieve financial independence and live the life you desire. Whether you’re planning for retirement, saving for a major purchase, or building wealth for future generations, we can provide the tools and support you need to succeed.
Don’t navigate the complexities of Social Security taxation and financial planning alone. Visit income-partners.net today to explore partnership opportunities, access valuable resources, and connect with a community of like-minded individuals. Let us help you maximize your financial potential and achieve your goals. Address: 1 University Station, Austin, TX 78712, United States. Phone: +1 (512) 471-3434. Website: income-partners.net.
