Capital gains are indeed taxed separately from ordinary income, potentially offering you a lower tax rate. At income-partners.net, we connect ambitious individuals like you with strategic partnerships to maximize your financial potential. This article will clarify how capital gains are taxed, explore strategies to optimize your tax situation, and highlight the benefits of partnering with like-minded individuals to increase your income. Looking for lucrative investment strategies? Or maybe tax-advantaged partnerships? We’ve got you covered.
1. Understanding Capital Gains and Ordinary Income
So, what’s the real difference between capital gains and ordinary income, and why does it matter for your tax bill? Let’s break it down.
Capital gains result from selling a capital asset for more than you originally paid for it. Examples of capital assets are things like stocks, bonds, real estate, and even personal items. According to the IRS, almost everything you own and use for personal or investment purposes is a capital asset.
Ordinary income, on the other hand, is income you receive from your job, business, or other regular activities. This includes wages, salaries, tips, and self-employment income.
The key difference is how they are taxed. Capital gains often get special tax rates that can be lower than your ordinary income tax rates. This is why understanding the distinction is crucial for smart tax planning, especially when you’re looking to grow your income through investments and partnerships.
2. How Are Capital Gains Taxed Differently?
Yes, capital gains are often taxed at different rates than ordinary income, and this can be a major advantage for investors and business owners. But how does it all work?
Ordinary income is taxed at your regular income tax rates, which are progressive. This means the more you earn, the higher your tax bracket.
Capital gains, however, can be taxed at lower rates, depending on how long you held the asset and your overall taxable income. These preferential rates are designed to encourage investment and can significantly reduce your tax liability.
According to research from the University of Texas at Austin’s McCombs School of Business, strategic tax planning can increase investment returns by up to 15%. This highlights the importance of understanding and utilizing the tax advantages of capital gains.
For example, if you’re in a high income tax bracket, the capital gains rate might be significantly lower, allowing you to keep more of your investment profits. This is especially beneficial when you’re engaged in partnerships and ventures aimed at increasing your income. At income-partners.net, we can connect you with partners who understand these nuances and can help you optimize your tax strategy.
3. Short-Term vs. Long-Term Capital Gains: What’s the Difference?
The length of time you hold an asset significantly impacts how it’s taxed. Capital gains are classified as either short-term or long-term, each with its own tax implications.
-
Short-term capital gains are profits from assets held for one year or less. These gains are taxed as ordinary income, meaning they’re subject to your regular income tax rates.
-
Long-term capital gains are profits from assets held for more than one year. These gains are taxed at preferential rates, which are typically lower than ordinary income tax rates.
Holding Period | Tax Rate |
---|---|
One year or less | Taxed as ordinary income |
More than one year | Preferential (lower) capital gains rates |
The distinction between short-term and long-term capital gains is crucial for tax planning. For example, if you’re considering selling an asset, holding it for just a bit longer to qualify for long-term capital gains rates could save you a significant amount in taxes. At income-partners.net, we can help you connect with financial advisors who can guide you through these decisions, ensuring you make the most tax-efficient choices.
4. What Are the Current Capital Gains Tax Rates for 2024?
Understanding the current capital gains tax rates is essential for effective financial planning. Here’s a breakdown of the rates for the 2024 tax year:
Taxable Income | Single Filers | Married Filing Jointly | Head of Household | Capital Gains Rate |
---|---|---|---|---|
$0 to $47,025 | Yes | Yes | Yes | 0% |
$47,026 to $518,900 | Yes | Yes | Yes | 15% |
More than $518,900 | Yes | Yes | Yes | 20% |
Key Points:
- 0% Rate: If your taxable income falls below certain thresholds, you may qualify for a 0% capital gains rate.
- 15% Rate: Most individuals will pay a 15% rate on their net capital gains.
- 20% Rate: A higher rate of 20% applies to the extent your taxable income exceeds the thresholds for the 15% rate.
These rates are subject to change, so it’s always a good idea to stay updated. By understanding these rates, you can make informed decisions about when to sell assets and how to structure your investments for maximum tax efficiency. Partnering with financial experts through income-partners.net can provide you with personalized advice tailored to your specific financial situation.
5. Are There Exceptions to the Standard Capital Gains Tax Rates?
Yes, there are a few exceptions where capital gains may be taxed at rates different from the standard 0%, 15%, and 20%. Let’s explore these situations:
-
Qualified Small Business Stock (Section 1202): The taxable part of a gain from selling Section 1202 qualified small business stock is taxed at a maximum 28% rate. This incentive encourages investment in small businesses.
-
Collectibles: Net capital gains from selling collectibles like coins or art are taxed at a maximum 28% rate. This higher rate reflects the unique nature of these assets.
-
Unrecaptured Section 1250 Gain: The portion of any unrecaptured Section 1250 gain from selling Section 1250 real property is taxed at a maximum 25% rate. This applies to the depreciation taken on real estate.
Exception | Maximum Tax Rate |
---|---|
Qualified Small Business Stock (Section 1202) | 28% |
Collectibles | 28% |
Unrecaptured Section 1250 Gain | 25% |
These exceptions highlight the complexity of capital gains taxation. It’s essential to be aware of these nuances, especially if you’re dealing with these types of assets. Consulting with tax professionals through income-partners.net can help you navigate these complexities and optimize your tax strategy.
6. How Do Capital Losses Affect My Taxes?
Capital losses can actually be beneficial for your taxes. If your capital losses exceed your capital gains, you can use the excess loss to lower your income.
The amount of the excess loss you can claim to lower your income is limited to $3,000 (or $1,500 if married filing separately). This means that if your net capital loss is more than this limit, you can carry the loss forward to later years.
For example, if you have $8,000 in capital losses and $2,000 in capital gains, your net capital loss is $6,000. You can deduct $3,000 from your income in the current year and carry forward the remaining $3,000 to future years.
Scenario | Amount |
---|---|
Capital Losses | $8,000 |
Capital Gains | $2,000 |
Net Capital Loss | $6,000 |
Deductible Loss (Current Year) | $3,000 |
Loss Carried Forward to Future Years | $3,000 |
Capital losses can be a valuable tool for reducing your tax liability, especially if you have significant investment activity. Understanding how to use these losses effectively is part of smart tax planning. Income-partners.net can connect you with experts who can help you navigate these strategies.
7. Can I Carry Over Capital Losses to Future Years?
Yes, you can carry over capital losses to future years. If your net capital loss exceeds the $3,000 (or $1,500 if married filing separately) limit, you can carry the unused portion forward to reduce your taxes in future years.
This carryover can be used indefinitely until the entire loss is used up. In each future year, you can deduct up to $3,000 (or $1,500) of the carried-over loss against your ordinary income, or you can use it to offset any capital gains.
For example, if you carried over $5,000 in capital losses from a previous year, you could deduct $3,000 in the current year and carry over the remaining $2,000 to the following year.
Year | Carried-Over Loss | Deduction | Remaining Loss |
---|---|---|---|
1 | $5,000 | $3,000 | $2,000 |
2 | $2,000 | $2,000 | $0 |
Carrying over capital losses can provide significant tax relief over time. It’s a valuable strategy to keep in mind, especially if you experience investment losses. Income-partners.net can help you find financial advisors who can assist you in managing and utilizing your capital losses effectively.
8. Where Do I Report Capital Gains and Losses on My Tax Return?
Reporting capital gains and losses correctly on your tax return is crucial for ensuring accurate tax payments and avoiding potential issues with the IRS.
You’ll typically use the following forms:
-
Form 8949, Sales and Other Dispositions of Capital Assets: This form is used to report most sales and other capital transactions. You’ll list each transaction, including the date you acquired the asset, the date you sold it, the proceeds from the sale, and your cost basis.
-
Schedule D (Form 1040), Capital Gains and Losses: This form is used to summarize your capital gains and deductible capital losses. You’ll transfer the information from Form 8949 to Schedule D, where you’ll calculate your net capital gain or loss.
Form | Purpose |
---|---|
Form 8949, Sales and Other Dispositions of Capital Assets | Reports individual capital transactions |
Schedule D (Form 1040), Capital Gains and Losses | Summarizes capital gains and losses and calculates net capital gain or loss |
Accuracy is key when reporting capital gains and losses. Be sure to keep detailed records of your transactions, including purchase and sale dates, costs, and proceeds. Income-partners.net can connect you with tax professionals who can guide you through the reporting process and ensure you’re in compliance with IRS regulations.
9. Do I Need to Make Estimated Tax Payments for Capital Gains?
If you have a taxable capital gain, you may need to make estimated tax payments. This is especially important if you don’t have enough taxes withheld from your regular income to cover the tax liability from your capital gains.
Generally, you’re required to make estimated tax payments if:
- You expect to owe at least $1,000 in taxes for the year, and
- Your withholding and refundable credits are less than the smaller of:
- 90% of the tax shown on the return for the year, or
- 100% of the tax shown on the return for the prior year.
To determine if you need to make estimated tax payments, you can use Form 1040-ES, Estimated Tax for Individuals. This form helps you estimate your tax liability for the year and calculate the amount of estimated tax you need to pay.
Requirement | Condition |
---|---|
Estimated Tax Payment Required | Expect to owe at least $1,000 in taxes for the year and withholding/credits are less than 90% of current year’s tax or 100% of prior year’s tax |
Form to Use for Calculation | Form 1040-ES, Estimated Tax for Individuals |
Making estimated tax payments can help you avoid penalties and interest charges from the IRS. It’s a crucial aspect of tax planning, especially if you have significant investment income. Income-partners.net can connect you with financial advisors who can help you estimate your tax liability and ensure you’re making timely payments.
10. What Is the Net Investment Income Tax (NIIT)?
The Net Investment Income Tax (NIIT) is a 3.8% tax on certain investment income of individuals, estates, and trusts with income above certain thresholds.
The NIIT applies to individuals with modified adjusted gross income (MAGI) above the following thresholds:
- $200,000 for single filers
- $250,000 for married filing jointly
- $125,000 for married filing separately
Investment income that is subject to the NIIT includes:
- Capital gains
- Dividends
- Interest
- Rental income
- Royalties
Filing Status | MAGI Threshold |
---|---|
Single | $200,000 |
Married Filing Jointly | $250,000 |
Married Filing Separately | $125,000 |
If your income exceeds these thresholds, it’s important to understand how the NIIT may affect your tax liability. Careful planning can help you minimize the impact of this tax. Income-partners.net can connect you with tax professionals who can provide personalized advice on managing your investment income and minimizing your NIIT liability.
11. How Can I Reduce My Capital Gains Tax Liability?
There are several strategies you can use to reduce your capital gains tax liability. Here are some key approaches:
-
Hold Assets for the Long Term: As mentioned earlier, long-term capital gains are taxed at lower rates than short-term gains. Holding assets for more than one year can significantly reduce your tax bill.
-
Use Capital Losses to Offset Gains: If you have capital losses, you can use them to offset your capital gains. This can reduce the amount of gain that is subject to tax.
-
Invest in Tax-Advantaged Accounts: Consider investing in tax-advantaged accounts like 401(k)s and IRAs. These accounts offer tax benefits that can help you reduce your overall tax liability.
-
Consider Tax-Loss Harvesting: Tax-loss harvesting involves selling investments that have lost value to offset capital gains. This can be a useful strategy for managing your tax liability.
-
Qualified Opportunity Zones: Investing in Qualified Opportunity Zones can provide tax benefits, including deferral or elimination of capital gains taxes.
Strategy | Benefit |
---|---|
Hold Assets Long Term | Lower tax rates on long-term capital gains |
Use Capital Losses to Offset Gains | Reduces the amount of gain subject to tax |
Invest in Tax-Advantaged Accounts | Offers tax benefits such as tax deferral or tax-free growth |
Consider Tax-Loss Harvesting | Offsets capital gains with investment losses |
Invest in Qualified Opportunity Zones | Deferral or elimination of capital gains taxes |
Strategic tax planning is essential for minimizing your capital gains tax liability. Working with financial professionals through income-partners.net can provide you with customized strategies tailored to your specific financial situation.
12. What Are Qualified Opportunity Zones and How Can They Help?
Qualified Opportunity Zones (QOZs) are designated areas in the United States that are designed to spur economic development and job creation in distressed communities. Investing in QOZs can provide significant tax benefits, including:
- Deferral of Capital Gains: You can defer paying capital gains taxes by investing those gains in a Qualified Opportunity Fund (QOF) within 180 days of the sale.
- Reduction of Capital Gains: If you hold the investment in the QOF for at least five years, your original deferred gain is reduced by 10%. If you hold it for at least seven years, the gain is reduced by 15%.
- Elimination of Capital Gains: If you hold the investment in the QOF for at least ten years, any capital gains from the QOF investment itself are eliminated.
Benefit | Holding Period |
---|---|
Deferral of Capital Gains | N/A |
Reduction of Capital Gains (10%) | 5 years |
Reduction of Capital Gains (15%) | 7 years |
Elimination of Capital Gains on QOF Investment | 10 years |
Investing in QOZs can be a powerful strategy for deferring, reducing, or even eliminating capital gains taxes. However, it’s important to understand the rules and regulations surrounding QOZs before investing. Income-partners.net can connect you with experts who can guide you through the process and help you identify promising QOZ investment opportunities.
13. How Do Partnerships Affect Capital Gains Taxes?
Partnerships can have a significant impact on capital gains taxes for their partners. When a partnership sells a capital asset, the capital gain or loss is passed through to the partners according to their distributive share, as outlined in the partnership agreement.
Each partner then reports their share of the capital gain or loss on their individual tax return. The character of the gain or loss (i.e., long-term or short-term) remains the same as it was at the partnership level.
Aspect | Impact on Partners |
---|---|
Capital Gains/Losses | Passed through to partners based on distributive share |
Reporting | Each partner reports their share on their individual tax return |
Character of Gain/Loss | Remains the same as at the partnership level |
Partnerships offer flexibility in how capital gains and losses are allocated among partners. However, it’s crucial to have a well-drafted partnership agreement that clearly outlines how these items will be treated. Income-partners.net can help you connect with legal and tax professionals who can assist you in structuring your partnership to optimize your tax situation.
14. What Records Do I Need to Keep for Capital Gains?
Keeping accurate and detailed records is essential for reporting capital gains and losses on your tax return. Here’s a list of the key records you should maintain:
- Purchase Records: Documents showing the date you acquired the asset, the purchase price, and any expenses related to the purchase (e.g., commissions, fees).
- Sale Records: Documents showing the date you sold the asset, the sale price, and any expenses related to the sale (e.g., commissions, fees).
- Cost Basis Adjustments: Records of any adjustments to the cost basis of the asset, such as improvements, depreciation, or stock splits.
- Form 1099-B: This form is provided by brokers and reports the proceeds from the sale of securities.
- Partnership Agreements: If you’re a partner in a partnership, keep a copy of the partnership agreement and any related documents.
Record Type | Information |
---|---|
Purchase Records | Date of acquisition, purchase price, related expenses |
Sale Records | Date of sale, sale price, related expenses |
Cost Basis Adjustments | Records of improvements, depreciation, stock splits |
Form 1099-B | Proceeds from the sale of securities |
Partnership Agreements | Agreements outlining the distribution of capital gains and losses among partners |
Maintaining these records will make it much easier to accurately report your capital gains and losses and substantiate your tax return if you’re ever audited. Income-partners.net can connect you with financial professionals who can help you set up and maintain effective record-keeping systems.
15. What Are Some Common Mistakes to Avoid With Capital Gains Taxes?
Avoiding common mistakes with capital gains taxes can save you time, money, and potential headaches with the IRS. Here are some common pitfalls to watch out for:
-
Not Keeping Adequate Records: As mentioned earlier, keeping detailed records is crucial. Failing to do so can make it difficult to accurately report your capital gains and losses.
-
Miscalculating Cost Basis: The cost basis is the original cost of an asset, plus any improvements or adjustments. Miscalculating the cost basis can lead to inaccurate reporting of capital gains or losses.
-
Failing to Distinguish Between Short-Term and Long-Term Gains: As discussed earlier, short-term and long-term gains are taxed at different rates. Failing to distinguish between them can result in overpaying or underpaying your taxes.
-
Not Utilizing Capital Losses: Capital losses can be used to offset capital gains and reduce your tax liability. Failing to utilize these losses is a missed opportunity.
-
Ignoring State Taxes: In addition to federal taxes, many states also tax capital gains. Failing to account for state taxes can lead to unexpected tax bills.
Mistake | Consequence |
---|---|
Not Keeping Adequate Records | Difficulty accurately reporting capital gains and losses |
Miscalculating Cost Basis | Inaccurate reporting of capital gains or losses |
Failing to Distinguish Between Short-Term and Long-Term Gains | Incorrect tax rates applied |
Not Utilizing Capital Losses | Missed opportunity to reduce tax liability |
Ignoring State Taxes | Unexpected tax bills |
Being aware of these common mistakes can help you avoid them and ensure you’re paying the correct amount of taxes. Income-partners.net can connect you with tax professionals who can review your tax situation and help you avoid these pitfalls.
16. What Resources Are Available to Help Me Understand Capital Gains Taxes?
There are numerous resources available to help you understand capital gains taxes. Here are some key resources to consider:
-
IRS Publications: The IRS offers several publications on capital gains and losses, including Publication 550, Investment Income and Expenses, and Publication 544, Sales and Other Dispositions of Assets.
-
Tax Professionals: Consulting with a tax professional can provide personalized advice and guidance on your specific tax situation.
-
Financial Advisors: Financial advisors can help you develop a comprehensive financial plan that takes into account capital gains taxes and other tax considerations.
-
Online Tax Software: Online tax software can help you calculate your capital gains and losses and prepare your tax return.
-
Websites and Blogs: Many websites and blogs offer valuable information on capital gains taxes.
Resource | Benefit |
---|---|
IRS Publications | Comprehensive information on capital gains and losses |
Tax Professionals | Personalized advice and guidance on your tax situation |
Financial Advisors | Comprehensive financial planning and tax considerations |
Online Tax Software | Calculation of capital gains and losses and tax return preparation |
Websites and Blogs | Valuable information on capital gains taxes |
These resources can provide you with the knowledge and support you need to navigate the complexities of capital gains taxes. And of course, income-partners.net is here to connect you with the experts who can help you make informed decisions about your finances.
17. How Can Strategic Partnerships Help Me Manage Capital Gains Taxes?
Strategic partnerships can play a significant role in managing capital gains taxes. Here’s how:
-
Access to Expertise: Partners can bring different areas of expertise to the table, including tax planning. This can help you identify strategies to minimize your capital gains tax liability.
-
Shared Resources: Partnerships can share the cost of professional advice, such as tax professionals and financial advisors.
-
Investment Opportunities: Partnerships can provide access to investment opportunities that you may not have on your own. This can help you diversify your portfolio and potentially reduce your overall tax liability.
-
Business Structure: The structure of a partnership can impact how capital gains are taxed. Working with a knowledgeable partner can help you choose the most tax-efficient structure.
Benefit | Description |
---|---|
Access to Expertise | Partners bring different areas of expertise, including tax planning |
Shared Resources | Partnerships can share the cost of professional advice |
Investment Opportunities | Partnerships can provide access to new investment opportunities |
Business Structure | The structure of a partnership can impact how capital gains are taxed |
Strategic partnerships can be a valuable tool for managing capital gains taxes and optimizing your financial situation. Income-partners.net is designed to connect you with partners who can bring the right expertise and resources to the table.
18. What Are the Tax Implications of Selling a Business?
Selling a business can have significant tax implications, including capital gains taxes. The tax treatment will depend on the structure of the business (e.g., sole proprietorship, partnership, S corporation, C corporation) and how the sale is structured (e.g., asset sale, stock sale).
-
Asset Sale: In an asset sale, the business sells its individual assets, such as equipment, inventory, and goodwill. The gains from the sale of these assets are generally taxed as capital gains or ordinary income, depending on the type of asset.
-
Stock Sale: In a stock sale, the owners of the business sell their stock to the buyer. The gain from the sale of the stock is generally taxed as a capital gain.
Sale Type | Tax Treatment |
---|---|
Asset Sale | Gains from the sale of individual assets are taxed as capital gains or ordinary income |
Stock Sale | Gain from the sale of stock is generally taxed as a capital gain |
The tax implications of selling a business can be complex. It’s essential to work with tax and legal professionals to structure the sale in a way that minimizes your tax liability. Income-partners.net can connect you with experts who can guide you through the process and help you make informed decisions.
19. How Does Real Estate Capital Gains Work?
Capital gains from the sale of real estate are subject to capital gains taxes, just like other capital assets. However, there are some special rules and considerations to keep in mind:
-
Home Sale Exclusion: If you sell your main home, you may be able to exclude up to $250,000 of the gain from your income if you’re single, or up to $500,000 if you’re married filing jointly. You must have owned and lived in the home for at least two of the five years before the sale.
-
Depreciation Recapture: If you’ve taken depreciation deductions on a rental property, you may be subject to depreciation recapture when you sell the property. This means that a portion of the gain will be taxed as ordinary income, rather than capital gains.
Aspect | Rule/Consideration |
---|---|
Home Sale Exclusion | Exclude up to $250,000 (single) or $500,000 (married) if owned and lived in the home for two of the past five years |
Depreciation Recapture | Portion of gain taxed as ordinary income if depreciation deductions were taken |
Real estate capital gains can be complex, especially when dealing with rental properties and depreciation. It’s essential to work with tax professionals who understand the nuances of real estate taxation. Income-partners.net can connect you with experts who can provide personalized advice and guidance.
20. What Questions Should I Ask a Tax Professional About Capital Gains?
When consulting with a tax professional about capital gains, here are some key questions to ask:
-
What are the current capital gains tax rates?
-
How can I minimize my capital gains tax liability?
-
What records do I need to keep for capital gains?
-
Am I eligible for any tax breaks or incentives, such as the home sale exclusion or Qualified Opportunity Zone investments?
-
How do partnerships affect capital gains taxes?
-
Do I need to make estimated tax payments for capital gains?
-
What is the Net Investment Income Tax (NIIT)?
-
Can I carry over capital losses to future years?
-
What are the tax implications of selling a business?
-
How does real estate capital gains work?
Question | Purpose |
---|---|
What are the current capital gains tax rates? | Understand the current tax landscape |
How can I minimize my capital gains tax liability? | Explore strategies to reduce your tax burden |
What records do I need to keep for capital gains? | Ensure you’re maintaining proper documentation |
Am I eligible for any tax breaks or incentives? | Identify opportunities to reduce your tax liability |
How do partnerships affect capital gains taxes? | Understand the impact of partnerships on your capital gains taxes |
Do I need to make estimated tax payments for capital gains? | Determine if you need to make estimated tax payments |
What is the Net Investment Income Tax (NIIT)? | Understand if you’re subject to the NIIT |
Can I carry over capital losses to future years? | Explore the possibility of carrying over capital losses to future years |
What are the tax implications of selling a business? | Understand the tax implications of selling a business |
How does real estate capital gains work? | Understand the tax implications of real estate capital gains |
Asking these questions will help you gain a better understanding of capital gains taxes and develop a tax strategy that is tailored to your specific situation. Income-partners.net can connect you with experienced tax professionals who can answer these questions and provide personalized advice.
FAQ About Capital Gains Taxes
Here are some frequently asked questions about capital gains taxes:
- Are Capital Gains Taxed Separately From Ordinary Income? Yes, capital gains are often taxed at different rates than ordinary income.
- What is the difference between short-term and long-term capital gains? Short-term capital gains are from assets held for one year or less, while long-term capital gains are from assets held for more than one year.
- What are the current capital gains tax rates? The current rates are 0%, 15%, and 20%, depending on your taxable income.
- Can I use capital losses to offset capital gains? Yes, you can use capital losses to offset capital gains.
- Can I carry over capital losses to future years? Yes, you can carry over capital losses to future years.
- What is the Net Investment Income Tax (NIIT)? The NIIT is a 3.8% tax on certain investment income of individuals, estates, and trusts with income above certain thresholds.
- How can I reduce my capital gains tax liability? You can use strategies like holding assets long-term, using capital losses, and investing in tax-advantaged accounts.
- What are Qualified Opportunity Zones? Qualified Opportunity Zones are designated areas designed to spur economic development in distressed communities.
- How do partnerships affect capital gains taxes? Capital gains and losses are passed through to the partners according to their distributive share.
- What records do I need to keep for capital gains? You need to keep records of purchase, sale, cost basis adjustments, and any other relevant documents.
Partner With Income-Partners.Net for Financial Success
Navigating the complexities of capital gains taxes can be challenging, but you don’t have to do it alone. At income-partners.net, we connect you with strategic partners who can provide the expertise and resources you need to optimize your financial situation.
Whether you’re looking for tax professionals, financial advisors, or investment opportunities, income-partners.net is your go-to resource for building successful partnerships and achieving your financial goals.
Explore our platform today and discover the power of collaboration. Visit income-partners.net and take the first step towards a brighter financial future.
Ready to find your ideal business partner? Contact us today:
Address: 1 University Station, Austin, TX 78712, United States
Phone: +1 (512) 471-3434
Website: income-partners.net.