The Target Circle™ Card is your key to unlocking a suite of benefits designed to enhance your shopping experience at Target stores and Target.com. As a valued Target Circle partner, you gain access to exclusive savings and conveniences that go beyond the standard shopping experience. Let’s explore the advantages that come with being a Target Circle Cardholder.
Enjoy a 5% Discount on Almost Every Purchase
One of the most immediate benefits of being a Target Circle partner is the 5% discount you receive on nearly all purchases made with your Target Circle Card. Whether you opt for the debit, credit, or reloadable card, this discount applies at both Target stores and online at Target.com.
However, it’s important to note a few exclusions. The 5% discount does not apply to:
- Prescriptions and other CVS pharmacy products
- Target GiftCards and other third-party gift cards (Visa, Mastercard, American Express prepaid cards, etc.)
- Game On, DraftKings and other sports betting gift cards
- Starbucks gift cards purchased at Starbucks locations within Target stores
- Previous purchases
- Clinic services and Target Optical eye exams and protection plans
- Target Circle 360™ memberships and Shipt memberships
- Alcohol purchases in IN and some independent businesses in Target stores
- Wireless protection programs and mobile carrier deposits
- Gift wrapping services
- Taxes, shipping, delivery, handling, and all other fees or charges
This discount is applied after all other discounts and promotional Target GiftCards are accounted for in the transaction. New card applications are subject to approval and identity verification, and additional restrictions may apply. For complete program rules, please visit Target.com/CircleCard.
Free 2-Day Shipping and Standard Shipping
Target Circle Partners also benefit from enhanced shipping options. When you use your Target Circle Card for purchases on Target.com or if you are a Target Circle 360™ member, you automatically receive free standard shipping on most items. Furthermore, you can enjoy free 2-day shipping on a vast selection of eligible items.
Hundreds of thousands of items qualify for this expedited 2-day shipping, making it easier than ever to get what you need quickly. Item eligibility and assortment can vary based on market and are determined by the item’s location and your destination ZIP code. You can easily identify if an item is eligible for 2-day shipping on the product detail page and during the checkout process. Be sure to place your order before the cutoff time to take advantage of 2-day shipping to eligible ZIP codes. For estimated delivery dates, always refer to the product detail page and visit Target.com/2dayshipping for more detailed delivery guidelines.
Extended Return Window
As a Target Circle partner, returns become even more convenient. Purchases made with your Target Circle Card (debit, credit, or reloadable) at Target stores or Target.com, as well as purchases by Target Circle 360™ members, qualify for an extended returns program. This program grants you an additional 30 days beyond Target’s standard return policy to return purchased items.
It’s important to be aware that extended returns do not apply to all purchases. Exclusions include:
- Target Optical purchases
- Non-returnable items
- Contract mobile phones
- Online purchases of SNAP eligible items using Electronic Benefits Transfer (EBT), or both EBT and a Target Circle Card for payment.
Target reserves the right to modify or discontinue this program at any time.
Understanding Your Target Circle Card Options
The Target Circle program offers various card options to suit your needs:
- Target Debit Card: Directly linked to your bank account for easy spending.
- Target Credit Card & Target™ Mastercard®: Credit lines issued by TD Bank USA, N.A. The Mastercard version can be used anywhere Mastercard is accepted.
- Target Circle Card Account (Reloadable Account): A demand deposit account issued by Pathward®, N.A., and the card is usable wherever Visa debit cards are accepted. Funds are FDIC insured under applicable limitations.
Each Target Circle Card offers the same core benefits, allowing you to choose the option that best aligns with your financial preferences.
By becoming a Target Circle partner and utilizing the Target Circle Card, you unlock significant savings, faster shipping, and more flexible return policies, making your Target shopping experience more rewarding.
