NerdWallet is dedicated to providing you with accurate and up-to-date financial information to help you make informed decisions. As you explore opportunities to chase your financial goals through our platform, it’s important to understand our relationships with various financial institutions and service providers, our “transfer partners.” This page outlines key disclaimers and disclosures to ensure transparency and build trust as you navigate your financial journey with us.
When you see information on income-partners.net, please remember that this may differ from what you encounter when visiting a specific financial institution, service provider, or product website. All financial products, shopping products, and services are presented without warranty. We encourage you to carefully review the financial institution’s Terms and Conditions when evaluating offers. Pre-qualified offers are not binding. If you notice any discrepancies with your credit score or information from your credit report, please contact TransUnion® directly for clarification.
Our NerdUp by NerdWallet credit card exemplifies our partnerships. It’s important to note that NerdWallet itself is not a bank. Bank services for the NerdUp card are provided by Evolve Bank & Trust, member FDIC. The NerdUp by NerdWallet Credit Card is issued by Evolve Bank & Trust under a license from MasterCard International Inc. Please be aware that the impact on your credit score may vary, as credit scores are independently determined by credit bureaus based on numerous factors, including your financial interactions with other organizations.
NerdWallet Compare, Inc., our comparison service, operates under NMLS ID # 1617539. You can access NMLS Consumer Access for more details and view our Licenses and Disclosures. For California residents, please note that California Finance Lender loans are arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812.
Insurance services are offered through NerdWallet Insurance Services, Inc. (CA resident license no.OK92033). You can find further details regarding Insurance Licenses.
In our commitment to helping you grow your investments, NerdWallet has engaged Atomic Invest LLC (“Atomic”), an SEC-registered investment adviser, to provide you with the opportunity to open an investment advisory account. It’s important to be aware of our compensation structure: NerdWallet receives compensation ranging from 0% to 0.85% of assets under management annually, paid monthly, for each referred client who opens an Atomic account, as well as a percentage of free cash interest earned by clients. This compensation structure creates a potential conflict of interest, which we want to be fully transparent about as you chase your investment goals with our partners.
Brokerage services for Atomic are provided by Atomic Brokerage LLC, a registered broker-dealer and member of FINRA and SIPC and an affiliate of Atomic. This affiliation also presents a conflict of interest. For comprehensive information about Atomic, please refer to their Form CRS, Form ADV Part 2A, and Privacy Policy. For details about Atomic Brokerage, please see their Form CRS and the Atomic Brokerage General Disclosures. You can also check the background of Atomic Brokerage on FINRA’s BrokerCheck.
Remember, neither Atomic Invest nor Atomic Brokerage, nor any of their affiliates are banks. Investments in securities are Not FDIC insured, Not Bank Guaranteed, and May Lose Value. Investing inherently involves risk, including the potential loss of principal. Before making any investment decisions, carefully consider your investment objectives and the fees and expenses involved.
NerdWallet™ operates from 55 Hawthorne St. – 10th Floor, San Francisco, CA 94105. We are committed to helping you confidently chase your financial aspirations by providing clear and accessible information about our services and partnerships.
